Journal Pre-proof Financial Literacy, Financial Inclusion, and Savings Behavior in Laos Peter J. Morgan, Trinh Quang Long PII: S1049-0078(20)30041-5 DOI: https://doi.org/10.1016/j.asieco.2020.101197 Reference: ASIECO 101197 To appear in: Journal of Asian Economics Received Date: 16 April 2019 Revised Date: 19 February 2020 Accepted Date: 26 March 2020 Please cite this article as: { doi: https://doi.org/ This is a PDF ﬁle of an article that has undergone enhancements after acceptance, such as the addition of a cover page and metadata, and formatting for readability, but it is not yet the deﬁnitive version of record. This version will undergo additional copyediting, typesetting and review before it is published in its ﬁnal form, but we are providing this version to give early visibility of the article. Please note that, during the production process, errors may be discovered which could affect the content, and all legal disclaimers that apply to the journal pertain. © 2020 Published by Elsevier.