Global Journal of Management and Business Research: C
Finance
Volume 14 Issue 5 Version 1.0 Year 2014
Type: Double Blind Peer Reviewed International Research Journal
Publisher: Global Journals Inc. (USA)
Online ISSN: 2249-4588 & Print ISSN: 0975-5853
Roles and Determinants of Banking Concentration in Jordanian
Commercial Banks Profitability
By Dr. Ghazi Abdul Majeed Alrgaibat
Al al-Bayt University, Jordan
Summary- This study aimed to measure the effect of concentration to achieve the banking goal
in each of (deposits and loans) on the profitability of the Jordanian commercial banks, which
have been measured by using ratio of profitability (ROE). The study was conducted on Jordanian
commercial banks. Also the study covered period between 1993 to 2013. The researcher used in
this study descriptive analytical method and used statistical program (E-VIEWS) also data were
analyzed by using simple linear regression method to test hypotheses of the study. The results
showed that there was no statistically significant effect of the concentration of each of the
banking (deposits and loans) on the profitability of commercial banks in Jordan. The study
recommended the demand of Jordanian commercial banks to diversify the services provided by
them and to rely on efficient and effective management of its reliance on more concentration to
get market share.
Keywords: concentration, deposits, loans, banks, Jordan.
GJMBR-C Classification: JEL Code: G21, E50
RolesandDeterminantsofBankingConcentrationinJordanianCommercialBanksProfitability
Strictly as per the compliance and regulations of:
© 2014. Dr. Ghazi Abdul Majeed Alrgaibat. This is a research/review paper, distributed under the terms of the Creative Commons
Attribution-Noncommercial 3.0 Unported License http://creativecommons.org/licenses/by-nc/3.0/), permitting all non-commercial
use, distribution, and reproduction in any medium, provided the original work is properly cited.