Media Kesehatan Politeknik Kesehatan Makassar ISSN : 1907-8153 (Print) ISSN : 2549-0567 (Online) Vol. XIV No. 1, Juni 2019 DOI: https://doi.org/10.32382/medkes.v14i1.750 95 ACCIDENT INSURANCE FOR INFORMAL SECTOR WORKERS IN INDONESIA Artikel Review Author Sri Denti On Madya 1 , Atik Nurwahyuni 2 Public Health Faculty of University of Indonesia University of Indonesia, Depok, West Java, Indonesia Onmadya@yahoo.com 1 , atikn.akk@gmail.com 2 ABSTRACTS Workplace accidents are unwanted and unexpected events that can cause loss of life and property. The Social Security Law in Indonesia mandates that Work Accident Guarantees be mandatory for every workforce in Indonesia. To see how work accident insurance for informal sector workers in Indonesia. This research was carried out by library study method. The subjects of this study are data in the form of articles and several source books related to the theme of the research, namely concerning workplace accidents and social security of informal sector workers in Indonesia. The number of work accidents, especially in the informal sector in Indonesia, still tends to be high, especially in construction work. Policies in the field of occupational health and safety (K3) still focus on formal sector workers rather than informal worker. Keyword: work accident, social security, informal sector BACKGROUND The development of industrialization in Indonesia is growing very rapidly in both the formal and informal sectors, along with the increasing number of working people, in August 2017 reaching 192.08 million from a total population of 262.41 million. The informal sector absorbs most of the 35.92 million workers (29.68 percent). (BPS, 2017). The success of businesses in the informal sector is also supported by occupational health to overcome health problems due to work, thereby increasing welfare and productivity. This is in accordance with the Occupational Safety regulations which state that all workers have the right to the protection of their safety in carrying out work for welfare and increasing production and labor productivity (Kemenkes RI 2012 in Aw Yusuf, 2017). Workplace accidents are initially unwanted and unexpected events that can cause death and property (Permenaker, 1998). Workplace accidents are unexpected and original things that are not desirable, which interfere with the predetermined process of an activity and can cause damage to human victims and property (Indonesia, 1970). Accidents in the workplace are accidents that occur at work from the departure from home to office and return to home through normal or normal ways (Indonesia, 1992). The term "informal sector" is usually used to indicate a number of small-scale economic activities. The informal sector in cities in particular must be seen as a small- scale unit involved in the production and distribution of goods that are still in the evolutionary process rather than considered as a group of small-scale companies with great (managerial) capital input and management (Sethurahman, 1997). Informal sector workers are workers who work in households or institutions / offices / companies / institutions that are not incorporated without state protection and skill level efforts are not taxed. The types of informal sector companies are home industries such as craftsmen, furniture makers, craftsmen shoes and sandals, welding shops and car motors. The ILO (international of Labor Organization) defines the informal sector as a sector that is easy to enter by newcomer entrepreneurs using economic resources owned by small-scale groups, using customized technology, adapted skills, skills needed outside of school, unregulated government and engaged in competitive markets. Whereas according to the Central Statistics Agency, informal sector workers are those whose employment status is; first, try yourself. Second, trying with the help of household members / non-permanent workers. Third, free workers in agriculture, Fourth, non-agricultural free workers, Fifth, temporary workers/family workers. Informal workers in Indonesia are quite large (around 70% of the workforce) and are very widespread in all rural to urban areas. The cost of collecting costs will be very expensive and not worth the amount