Determinants of Behavioral Intentons to Use Sharia Financial Technology Dani Setawan 1* , Darwanto 2 , Edy Yusuf Agung Gunanto 3 1, 2, 3 Universitas Diponegoro, Indonesia E-mail: 1 danise.undip@gmail.com, 2 darwantomsiugm@gmail.com, 3 edy.yusuf.ag@gmail.com *) Corresponding author Signifkan: Jurnal Ilmu Ekonomi Volume 10 (2), 2021: 325 - 342 P-ISSN: 2087-2046; E-ISSN: 2476-9223 JEL Classifcation: D83 D91 G2 Z1 Received: May 15, 2021 Revised: June 30, 2021 Accepted: July 14, 2021 Abstract Te growth of sharia fntech is not proportional to the majority of the Muslim population. Tere are only a few studies that discuss the behavioral intentions of consumers who use sharia fntech. Tis study aims to identify the factors infuencing Muslim’s behavioral intentions in using sharia fntech. Tis study conducted 400 respondents in four types of sharia fntech (digital payment, lending, crowdfunding, and risk and management). Tis study uses a structural Equation Modeling - Partial Least Square (SEM-PLS) approach. Variable Planned behavior (PB), Acceptance Model (AM), Use of Technology (UT), Digital Literacy (DL), and Sharia Financial Literacy (SFL) have signifcant positive efects on Behavior Intention (BI). Tis study provides recommendations to improve the distribution of internet access infrastructure and the right curriculum in increasing digital literacy, Islamic fnance literacy, and also more accessible fntech services. Keywords: acceptance model, behavior intention, digital literacy, sharia fntech, sharia fnancial literacy. How to Cite: Setawan, D., Darwanto., & Gunanto, E. Y. A. (2021). Determinants of Behavioral Intentons to Use Sharia Financial Technology. Signifkan: Jurnal Ilmu Ekonomi, 10(2), 325-342. htps://doi.org/10.15408/sjie.v10i2.21451.