~ 3293 ~ Journal of Pharmacognosy and Phytochemistry 2018; 7(2): 3293-3295 E-ISSN: 2278-4136 P-ISSN: 2349-8234 JPP 2018; 7(2): 3293-3295 Received: 20-01-2018 Accepted: 21-02-2018 Amit Kumar Keshri Ph.D Scholar, Department of Agri. Extension & Communication, SHUATS, Allahabad, Uttar Pradesh, India Dr. Dipak Kumar Bose Associate Professor Department of Agri. Extension & Communication, SHUATS, Allahabad, Uttar Pradesh, India Dr. Hanuman Ram Professor (Ext. Edu.), College of Agriculture, Bikaner, Uttar Pradesh, India Rishi Dewedi Ph.D Scholar, Department of Agri. Extension & Communication, SHUATS, Allahabad, Uttar Pradesh, India Hemant Kumar Jhingonia Ph.D Scholar, MPUAT, Rajasthan, India Correspondence Amit Kumar Keshri Ph.D Scholar, Department of Agri. Extension & Communication, SHUATS, Allahabad, Uttar Pradesh, India Awareness of kisan credit card holders and non holders about KCC scheme in Bikaner district of Rajasthan Amit Kumar Keshri, Dr. Dipak Kumar Bose, Dr. Hanuman Ram, Rishi Dewedi and Hemant Kumar Jhingonia Abstract The Kisan Credit Card used for the short term credit requirements for cultivation of crops, consumption requirements of farmer household, working capital for maintenance of farm assets and of activities allied agriculture like dairy animals, inland fishery and investment credit requirement for agriculture and allied activities like pump sets, sprayers, dairy animals etc. The present investigation was conducted in Bikaner Tehsil of Bikaner district of Rajasthan. Due to its maximum uses. One hundred fifty farmers (75 KCC holders and 75 Non- KCC holders) were selected from ten villages through probability proportionate procedure (in case of KCC holders, similar number of Non- KCC holders from each village). Data were collected by pre tested interview schedule. KCC holders and Non-KCC holders were highly aware of about “defaulter” with 73.11 and 18.44 MPS respectively. The farmers of both KCC and Non-KCC holders the groups were highly aware of defaulter, repaying, registration prerequisities with respective MPS of 45.78, 39.44 and 33.61. To arrive at specific inferences, various statistical measures viz., ‘z’ test‘t’ test and Spearman’s rank correlation test were used. Among four categories of Awareness, defaulter were perceived with highest intensity followed by registration, loaning, repaying, purpose of credit. Keywords: awareness, kisan credit card Introduction The Kisan Credit Card scheme started by GOI, RBI and NABARD in August, 1998. Government formulated a model scheme for farmers for short term loan on the basis of their land holding, cropping pattern and scale of finance, so that the farmers may use them for readily purchase of agriculture inputs such as seeds, fertilizers and pesticides etc, and also drawn cash for their production needs. The government of India is providing interest subvention of 2 per cent per annum to public sectors banks (RRBs) and cooperatives banks on amount of short term agriculture credit disbursed out of their own resources. Seasonal refinance to cooperative banks at 2.5 per cent per annum and to RRBs at 4.5 per cent per annum will also be provided through NABARD for this purpose. The advantages of this scheme, the farmer free to choose his own purpose like purchase of agricultural implements, land development, purchase of bullock carts. Repair of farm machinery or any other needs including domestic needs like expenditure on account of sickness, children’s education and family functions including agriculture production need. Research Methodology The present study was conducted in Bikaner Tehsil of Bikaner district in Rajasthan which was selected purposively because till no study has been done in this area and also found maximum number of KCC users. Descriptive research design was followed for the present study ten villages were purposively selected based on highest population and KCC holders were selected who were benefited under the scheme. Prior to actual selection of targeted respondents, a comprehensive list of KCC holders and Non- KCC holders was prepared than 150 of respondents (75 beneficiaries and 75 non beneficiaries) were selected randomly. Data were collected through pre structured interview schedule and level of awareness were measured on three points’ continuum, i.e. Highly Aware, Aware, and Not Aware, with their scores 3, 2, and 1 respectively. Results and Discussion Awareness of the respondents about the KCC scheme Awareness is the state or ability to perceive, to feel or to be conscious of events objects