LUCRĂRI ŞTIINŢIFICE, SERIA I, VOL.XX (2) 100 THE MARKET EMERGENCE – THE TREND OF THE MODERN WORLD SICOE-MURG OANA MARIA *1 , MATEOC TEODOR 1 , CONSTANTINESCUCRISTINA SIMONA 1 , CIOLAC RAMONA MARIANA 1 , STRĂIN LAURA MARIANA 1 1 Banat´s University of Agricultural Sciences and Veterinary Medicine "King Michael I of Romania" from Timisoara, Faculty of Agricultural Management, Romania *Corresponding author‟s e-mail: oana.murg@yahoo.com Abstract: The referendum by which Great Britain has decided to leave the European Union has had an immense impact upon the capital markets, especially upon the London Stock Exchange. The Brexit had a great impact upon the Stock Exchanges of all Europe but also on global level, where the evolution of the economic environment stands will continue under the supremacy of the insurance market. Both the development of the economic environment and of the insurance market is subject to considerable uncertainties. Drepressions may have a highly negative impact upon the development of the insurance rates, especially in property-casualty insurances and may trigger even a contraction – as it was the case of Latin America in 2016. Key words: emerging markets; economy; life insurance; tendencies; gross premium INTRODUCTION The German reinsurer MUNICH Re estimates in the latest study, that at least for the following two years the value of the subscribed gross premiums will follow the tendency, imposed by the economy, determinating an increase in real terms of 2.9 % in 2017, respectively 3 % in 2018, as compared to 2.9 % – valid for 2016.[14] The dynamics will exceed the medium growth rates of almost 2 % of the last ten years, appreciate the representatives of MUNICH Re. Thus, calculated in absolute values, the volume of the premiums on global level will advance form almost 4.18 trillion Euro in 2016 to more than 4.56 trillion Euro in 2016. These predictions ground upon the economic recovery for a series of great emerging markets – being the driving force especially for the insurance lines property-casualty. [7], [14] A similar situation is to be expected in the life department: high growth rates for the emerging markets, while for the developed und highly industrialized markets - the predicted dynamics are rather moderate.[2] MATERIALS AND METHODS For this study I applied as a working method: data collection, processing, centralizing data, analysis and drawing conclusions. RESEARCH RESULTS Economic prediction: Great Britain, first effects post-BREXIT? As regarding the tendency of the gross domestic product, the German reinsurer predicts a real increase on global level of 2.9 % for 2017, respectively a dynamic of 3.1 % for 2018, both predictions exceeding the „performances‟of 2016: +2.6 %. [11] The main sources of increase for these tendencies are secured by the expected development of the economy of the United States of America, respectively by the end of recession in Russia and Brazil, or the recovery of the economies, which are mainly exporting goods, on the background of the increasing rates, but also of developing trade, specify the representatives of MUNICH Re.[12] For the Euro zone and Japan, MUNICH Re predicts the continuation of solid growth, but regarding the United Kingdom of Great Britain its economy will experience