Journal of Business and Economics Research (JBE)
Vol 3, No 3, Oktober 2022, pp. 311−317
ISSN 2716-4128 (media online)
DOI 10.47065/jbe.v3i3.2258
https://ejurnal.seminar-id.com/index.php/jbe
Copyright © 2022 Elmira Siska, Page 311
JBE is licensed under a Creative Commons Attribution 4.0 International License
Role of Information Communication Technology in Accelerating the
Sustainable Development Goals in Financial Inclusion
Elmira Siska
1,*
, Dante Rio Sabastian
2
1
Fakultas Ekonomi dan Bisnis, Program Studi Manajemen, Universitas Bina Sarana Informatika, DKI Jakarta
Jl. Kramat Raya No.98, RT.2/RW.9, Kwitang, Kec. Senen, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta, Indonesia
2
Fakultas Teknik Informatika, Program Studi Teknologi Informatika, Universitas Bina Sarana Informatika, DKI Jakarta
Jl. Kramat Raya No.98, RT.2/RW.9, Kwitang, Kec. Senen, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta, Indonesia
Email:
1,*
elmira.ems@bsi.ac.id,
2
dante.drs@bsi.ac.id
Email Penulis Korespondensi: elmira.ems@bsi.ac.id
Submitted: 10/09/2022; Accepted: 31/10/2022; Published: 31/10/2022
Abstract−The UN has assigned Sustainable Development Goals (SDGs) as a framework for development agendas and political
strategies for the next 15 years. To accomplish the SDGs, both developed and developing countries must adopt the SDGs. SDGs consist
of 17 goals that address a wide variety of sustainable development issues. The objective of this study was to analyze the roles of ICT
in accelerating the achievement of the SDGs, to investigate in which number of SGDs the ICT can be utilized to accelerate financial
inclusion, and to identify the success factors toward ICT-enabled financial inclusion. This study employed a qualitative research design
by using a systematic literature review (SLR) approach. Secondary data gathered from various resources related to the research topic,
such as national journals, international journals, proceedings, books, reports, and other relevant scientific sources from 2016 to 2022
were used in this study. The finding of the study highlights the importance of ICT in accelerating the implementation in all of the 17
SDGs. In relation to SDGs in financial inclusion, ICT has an essential role in SDG 1 (ending poverty), SDG 5 (gender equality), SDG
8 (small businesses and entrepreneurship), and SDG 9 (sustainable infrastructure). Some factors that affect the success of ICT-enabled
financial services include policy framework between financial institutions and mobile providers, adequate financial and technical
resources, and, a collaborative effort among banks, operators, and agents.
Keywords: ICT; Sustainable Development Goals, Financial Inclusion; Green Economy; E-commerce
1. INTRODUCTION
Sustainable development is development that attempts to improve the quality of life for people all over the world, both
current and future generations, without using natural resources beyond the earth's capacity and carrying capacity (Mensah,
2019). In September 2015, 193 UN member nations decided in a high-level conference at the UN headquarters to use the
Sustainable Development Goals (SDGs) as a framework for development agendas and political strategies for the next 15
years, from 2016 to 2030 (Bexell & Jönsson, 2017). To accomplish the SDGs, both developed and developing countries
must adopt the SDGs (Kawakubo et al., 2018). The SDGs are made up of 17 goals that address a wide variety of
sustainable development issues (Figure 1).
Figure 1. Sustainable Development Goals
The list of 17 goals in the SDGs is as follows. First is poverty with the aim to end poverty in all its forms
everywhere. Second is food with the aim to end hunger, achieve food security, improve nutrition, and promote sustainable
agriculture. The third is health with the aim to ensure a healthy life and promote health/well-being for all at all ages.
Fourth is education with the aim to ensure quality, inclusive and fair education, increase opportunities for lifelong learning
for all. Fifth are women with the aim of achieving gender equality and empowering all women and girls. Sixth is water
with the aim of ensuring the availability and sustainable management of water and sanitation for all. Seventh is energy
with the aim of ensuring access to affordable (purchasable), reliable, sustainable and modern energy for all. Eighth is
economy with the aim to promote sustainable and inclusive economic growth; full participation in productive work,
decent work for all. Ninth is Infrastructure with the aim to build durable/strong infrastructure, promote inclusive and
sustainable industrialization, and support innovation. Tenth is inequality with the aim of reducing inequality within and