Proceedings of the 3
rd
International Conference on Social and Islamic Studies
Online ISSN: 2809-6339
Volume: 3, 2023
Publisher: Alauddin University Press
531 | ICSIS-2023 Copyright © 2023: The Author(s)
ANALYSIS OF RESCHEDULING PROBLEMATIC INSTALLMENTS
ON SHARIA PROPERTY (MAQASHID SHARIA PERSPECTIVE)
Alimuddin Akib
1
, Muslimin Kara
2
, Wahyuddin Abdullah
3
, Dhita Pratiwi Ar
4
,
& Karta Negara Salam
5
1
Sekolah Tinggi Agama Islam Al-Furqan Makassar
2,3
Universitas Islam Negeri Alauddin Makassar
4,5
Institut Bisnis dan Keuangan Nitro Makassar
Correspondence Email: karnesproperty@gmail.com
ABSTRACT
Sharia property is a property whose transactions are carried out based on Islamic
rules. Sharia property was born out of Muslims’ concern about the dangers of
usury. In Islam, conventional funding based on debt and interest is punished as
haram for violating Shari'a. Despite education about usury, the application of
sharia-based products began to boom in 2020. There are obstacles experienced by
Sharia property, namely late payment installments that violate the agreement.
Therefore, rescheduling is held to prevent unilateral losses experienced by sharia
property parties. This rescheduling is like resetting the payment term. This
Rescheduling review is reviewed from the perspective of Maqashid Syariah to see
the form or form of enforcing Islamic principles in business with elements of
maqashid sharia. This writing aims to analyze the rescheduling of problematic
installments on Sharia property in terms of the perspective of Maqashid Syariah.
This qualitative research uses an interpretive paradigm with a phenomenological
approach that takes the research location at PT. Wahana Persada Indonesia in
Makassar. Data collection was carried out using the method of interviewing with
informants. It was found that the result of this study was the implementation of
Maqashid Syariah which was applied to rescheduling late payment installments
based on a review of the four properties of maqashid sharia according to Ibn Ahur,
namely, tolerance, glorifying sharia, realization of sharia goals, and special
objectives of sharia in muamalah.
Keywords: Rescheduling; Islamic property; maqashid sharia