1
© 2019 AESS Publications. All Rights Reserved.
ANALYSIS OF CREDIT ACCESS AMONG CASSAVA VALUE CHAIN
ACTORS IN BENUE STATE, NIGERIA
Ogbanje, Elaigwu
Christopher
1+
Odah, O. Mary
2
Yahaya, A.
Mohammed
3
1,2
Department of Agribusiness, University of Agriculture, Makurdi, Benue
State, Nigeria
3
Department of Agricultural Extension and Communication, University of
Agriculture, Makurdi, Nigeria
(+ Corresponding author)
ABSTRACT
Article History
Received: 2 January 2019
Revised: 5 February 2019
Accepted: 7 March 2019
Published: 29 March 2019
Keywords
Cassava,
Value chain
Agricultural credit
Kruskal-Wallis
ANOVA
Benue State.
The study examined credit access among cassava value chain actors in Benue State,
Nigeria. Stratified random sampling technique was used to select 230 respondents,
comprising 138 producers, 40 processors and 52 marketers. Primary data were
collected using structured questionnaires. While frequency distribution, mean standard
deviation and coefficient of variation were used to realise the objectives, Kruskal-Wallis
(H) and one-way analysis of variance were used to test hypotheses one and two,
respectively, for the study. The result showed that processors had more access to credit
(75.00 %), while marketers obtained more average credit amount (N69,519.00) than the
other actors. Findings further showed that the Chi-square statistic (25.56) of Kruskal-
Wallis (H) was statistically significant (p < 0.05), indicating that there was statiscally
significant difference in access to credit among cassava value chain actors in the study
area. The difference was favour of the processors. In addition, the F-statistic (8.06) of
one-way analysis of variance was statistically significant (p < 0.05), indicating that
there was statistically significant difference in the amount of credit obtained among
actors in the value chain. The difference was in favour of the marketers. It was
recommended that actors in cassava value chain should have the same level of access
and amount of credit.
Contribution/ Originality: This study is one of the very few studies which have investigated the difference in
agricultural credit among cassava value chain actors in Benue State. The aspects of credit considered were access
and amount. The purpose was to lend empirical evidence to presumed credit discrimination among actors in cassava
industry.
1. INTRODUCTION
Cassava (Manihot esculenta) is a woody shrub native to South America. It is of the spurge family Euphorbiaceae.
It is extensively cultivated as an annual crop in the tropical and subtropical regions for its edible starchy tuberous
root, serving as a major source of carbohydrates [1, 2].
Nigeria is the world's largest producer of cassava, while Thailand is the largest exporter of dried cassava [1].
In 2016, global production of cassava root was 277 mt, with Nigeria as the world's largest producer, having 21%
(about 58.17 mt) of the world total [1]. The major producing States in Nigeria include Anambra, Delta, Edo,
Benue, Cross-River, Imo, Oyo and Rivers [1].
Journal of Asian Scientific Research
ISSN(e): 2223-1331
ISSN(p): 2226-5724
DOI: 10.18488/journal.2.2019.91.1.9
Vol. 9, No. 1, 1-9
© 2019 AESS Publications. All Rights Reserved.
URL: www.aessweb.com