DEVELOPING AN INDICATOR OF POVERTY LIABLENESS THROUGH AN ANALYSIS OF HOUSEHOLD RISK MANAGEMENT STRATEGIES: A CASE TOWARDS THE DEVELOPMENT OF A FORMAL SOCIAL PROTECTION SCHEME IN MALAYSIA Ahmad Zafarullah Abdul Jalil Mukaramah Harun Siti Hadijah Che Mat Rahimah Majid Shamzaeffa Samsudin UNIVERSITI UTARA MALAYSIA June 2013 brought to you by CORE View metadata, citation and similar papers at core.ac.uk provided by UUM Repository