Review of Financial Technology Applications and Their Related Aspects Bahaa Razia and Bahaa Awwad Abstract The growth of the startup industry, which continues to accelerate year after year, puts companies in a competitive position to offer their products to the general public. Fin-tech is fast growing right now. Finch’s rise in the middle east aims to make it easier for the general people to perform financial transactions online, improve financial literacy, and achieve financial inclusion. This mapping study aims to identify prior fin-tech research and make recommendations for future research. This study employs a systematic literature review (SLR), which collects and evaluates available research on the topic of interest to produce an objective result that can be audited and replicated. The study offers a holistic and coherent review of finch applications and their related aspects built on a critical assessment of the literature. Fin-tech and its related aspects are expected to strike the right balance between retaining financial stability and offering consumer protection. They also have the potential to provide effective incentives for Fin-tech innovation. This study provides important insights and great evidence regarding the applications of finch in multiple disciplines. This leads practitioners, entrepreneurs and policymakers to improve performance as well as achieve competitiveness. Keywords Financial technology · Literature review 1 Introduction Financial technology has been widely regarded as one of the most significant devel- opments in the financial business and is rapidly expanding [22]. This was fuelled by a lack of faith in financial service providers, prompting a surge in alternative funding demand. The availability and cost of infrastructure (for example, the Internet, cellular technology, sensors), increasingly sophisticated technology applications (e.g., plat- forms, Big Data analysis), and business operations (e.g., sharing economy) are all driving factors in fin-tech. Payment, wealth management, crowdfunding, peer-to-peer B. Razia (B ) · B. Awwad Palestine Technical University—Kadoorie, Tulkarm, Palestine e-mail: bahaa.razua@ptuk.edu.ps © The Author(s), under exclusive license to Springer Nature Switzerland AG 2023 A. Hamdan et al. (eds.), From Industry 4.0 to Industry 5.0, Studies in Systems, Decision and Control 470, https://doi.org/10.1007/978-3-031-28314-7_76 893