© MBA Journals 2023. All Rights Reserved 81
ISSN: 2581-3900
Volume 6, Issue 1, 2023
DOI (Journal): 10.37591/NJEPDM
M
JOURNALS
NOLEGEIN Journal of
Entrepreneurship Planning,
Development and Management
http://mbajournals.in/index.php/JoEPDM/index
Case Study NJEPDM
Entrepreneurship Development Initiative in Tripura:
Special Reference to Finance Under “Swavalamban
Scheme” in Unakoti District
Rajesh Chatterjee
1,*
, Abdur Rahman Choudhury
2
, Abhranil Bhattacharjee
3
Abstract
Entrepreneurship Development is an essential pathway to create employment opportunities and
accelerate economic development. The involvement of women in entrepreneurial activities is also
important as like as the male entrepreneurs. Literature suggests that there are inconsistencies in
distribution of financial benefits among the women in comparison to their male counter parts. The
present study has taken an attempt to discover the representation of females in the entrepreneurial &
self-employment schemes of the govt. Furthermore, the study stressed on role of banks and the
Industry department in maintaining equality in case of finance for entrepreneurship development and
it is based on secondary data of Industry & Commerce Department that shows gender biased attitude
of Bankers and also the sponsoring agencies involved in the implementation process of the
Swavalamban Scheme in Unakoti district of Tripura.
Keywords: Loan & subsidy, Govt. Scheme, Banks, Women Entrepreneurs, Socially Excluded
INTRODUCTION
Funding is one of crucial aspect in promoting entrepreneurship. Without financial support or
inadequate quantum of finance may invite negative environment for entrepreneurship development.
The role of the Government Agencies, their unbiased attitude in selecting candidates as a beneficiary
under Govt. supported financial scheme, forwarding of proposals to the respective banks also matters
in regard to entrepreneurial atmosphere where male & female entrepreneurs can share equal benefit
from the govt. Not only the forwarding or sponsoring of loan applications to banks ensures non-
discriminative practices to be adopted by various banks but also require close monitoring and strong
support of Govt. agencies in creating awareness
among the unemployed youths, protecting their
rights etc. in the path of entrepreneurship
development. The distribution process of loan as
well as difficulties in the way of sanctioning and
release of finance needs to be closely monitored
from time to time in order to encourage the women
and other socially excluded groups in gaining
confidence on the pellucidity of the system.
Gender biased attitude in any field of development
would deny the rights and interest of women
community and specially in case of small business
in rural or semi-urban areas. Moreover, gender
discrimination may dilute the interest level of the
women to choose entrepreneurship as a reliable
occupation to lead a dignified life.
*Author for Correspondence
Abdur Rahman Choudhury
E-mail: abdurrahman.csseip@tripurauniv.ac.in
1-2
PhD Scholars, Centre for Study of Social Exclusion &
Inclusive Policy (CSSEIP), Tripura University
3
Assistant Professor at Tripura University (A Central
University), Tripura India., Management department, Tripura
University, Agartala, India
Received Date: July 10, 2023
Accepted Date: August 18, 2023
Published Date: September 10, 2023
Citation: Abdur Rahman Choudhury, Abhranil Bhattacharjee,
Rajesh Chatterjee. Entrepreneurship Development Initiative in
Tripura: Special Reference to Finance Under “Swavalamban
Scheme” in Unakoti District. NOLEGEIN Journal of
Entrepreneurship Planning, Development and Management.
2023; 6(1): 81–92p.