1 An insight into Central Bank Digital Currency December 2022 Mr Zach Burdon & Dr Charles Larkin 1 Institute for Policy Research, University of Bath 1 Mr Zach Burdon is an student at the University of Bath who undertook an internship with the Institute for Policy Research, directed by the Institute’s Director of Research, Dr Charles Larkin between June and December 2022. This paper is a product of that research internship. The purpose of this paper is to be an ad initio primer in Central Bank Digital Currencies for policymakers and other interested parties. in All errors are our own. Usual disclaimers apply.