© 2015. Habtamu Getnet Altasseb. This is a research/review paper, distributed under the terms of the Creative Commons Attribution-Noncommercial 3.0 Unported License http://creativecommons.org/licenses/by-nc/3.0/), permitting all non-commercial use, distribution, and reproduction in any medium, provided the original work is properly cited. Global Journal of Management and Business Research: C Finance Volume 15 Issue 7 Version 1.0 Year 2015 Type: Double Blind Peer Reviewed International Research Journal Publisher: Global Journals Inc. (USA) Online ISSN: 2249-4588 & Print ISSN: 0975-5853 Strictly as per the compliance and regulations of: Global Journal of Management and Business Research: C Finance Volume 15 Issue 7 Version 1.0 Year 2015 Type: Double Blind Peer Reviewed International Research Journal Publisher: Global Journals Inc. (USA) Online ISSN: 2249-4588 & Print ISSN: 0975-5853 Comparative Analysis on the Economic Impacts of Client’s and Member based Microfinance Institutions in Ethiopia By Habtamu Getnet Altasseb Hawassa University, Ethiopia Abstract- Several evidences in the developing world argued that access to finance can help to substantially reduce poverty. Contrarily, proponents criticized that MC does not reach the poorest of the poor or that the poorest are deliberately excluded from the MC programs. Despite the apparent success and popularity of microfinance, no clear evidence yet exists that microfinance programs have positive impacts on the life of the poor. The main aim of this study is therefore, to assess the relative economic contributions made through the CBMFIs and SACCOs. The study applied DID approaches comprising of the FE and RE models and the t test statistics taken part from analysis of varying cross-sectional and panel data collected through Questionnaires and structured interview. To fulfill the stated research objectives, the researcher considered the income levels of individuals, of households and of businesses, as well as savings levels, expenditure, and asset accumulation as outcome indicators. Keywords: competition, achievement, IHH, CRK, islamic banking, risk management. GJMBR - C Classification : JELCode : G21, D21 ComparativeAnalysisontheEconomicImpactsofClientsandMemberbasedMicrofinanceInstitutionsinEthiopia