International Journal of Aquatic Science ISSN: 2008-8019 Vol 12, Issue 02, 2021 2260 “A Study On The Attitude Of Young Employees Towards Private Pension Plan Investments In Kancheepuram District” Mr. S. MURALI 1 , Dr. R. RETHINA BAI 2 1 Assistant Professor, S.I.V.E.T. College, Gowrivakkam. Chennai – 600073 2 Assistant Professor, S.I.V.E.T. College, Gowrivakkam. Chennai – 73 Abstract: Pension can be defined as a payment made monthly to the public servants who have completed their service. The reform in the system of pensions is increasingly forcing employees and retirees to become more responsible for de-accumulating, saving, and investing wealth but, formerly, more established staff relied essentially on Social Security and defined benefit retirement plans funded by the manager. The current study aims to investigate the attitude of young employees towards Private Pension Plan Investments in the Kancheepuram District. Further, it aims to analyze the socio-economic determinants of Private Sector Employees and the attitude of Young Employees towards Private Pension Schemes. Additionally, the study assesses the factors influencing Young Employee’s action towards investment for pension planning and examines the benefits and problems of Private Sector plans for the young private-sector employees in Kancheepuram. Keywords: Private Pension Planning, Young Employees, socio-economic determinants, Private Pension Schemes 1. INTRODUCTION Retirement is not a formal step of life or concern for Indians when preparing their future. Given the lack of retirement preparations, an increasing demographic in the coming decades is suggesting a massive mass of retirees. To stress the value of pension schemes and increase consciousness among the masses it is important to effectively communicate the prerequisites for planning retirement. 1 The appeal for improved financial literacy among customers is an international development motivated by the rising uncertainty of financial markets and goods and the public concern regarding the effective support of the elderly population. The uncertainty and risk of the 0defined contribution pension plans or superannuation has enhanced globally, as fund members now make choices and decisions which were previously taken on their behalf. 2 However, in the present era, the Baby Boomers have in the middle of their working years planned for retirement and have invested in the Individual Retirement Accounts and the Defined Contribution Plans. This disinter mediating trend increasingly expects individuals to select the saving and contribution levels and to be responsible for a careful dissimulation in the course of their retirement to fulfill their needs. 3 The most recognized scheme for retirement planning in India is the Public Provident Fund. Contribution to the retirement fund at the early stages helps in attaining lifetime