DETERMINANTS OF FINANCIAL INCLUSION AMONG RURAL HOUSEHOLDS; THE CASE OF WEST WELLEGA ZONE A Thesis Submitted To The School Of Graduate Studies Of Jimma University In Partial Fulfillment Of The Requirement For The Degree Of Master Of Science In Banking And Finance By: Bonsa Tamane JIMMA UNIVERSITY COLLEGE OF BUSINESS AND ECONOMICS DEPARTMENT OF BANKING AND FINANCE June, 2022 JIMMA, ETHIOPIA