International Journal of Economic, Finance and Business Statistics (IJEFBS)
Vol. 2, No. 4, 2024: 179-202
179
(
DOI: https://doi.org/10.59890/ijefbs.v2i4.2615
ISSN-E: 3025-9959
https://journal.multitechpublisher.com/index.php/IJEFBS
A Study on Generation’s Perceptions About Investing in Mutual
Fund and Hedge Funds in Ahmedabad City
Katyayani Paikaray
1
*, Jinal Acharya
2
, Dr Jignesh Vidani
3
Institute of Management Studies, LJ University
Corresponding Author: Katyayani Paikaray
24003400310298@mail.ljku.edu.in
A R T I C L E I N F O A B S T R A C T
Keywords: Generation Z,
Mutual Funds, Hedge
Funds, Financial Literacy
Received: 21, August
Revised: 22, September
Accepted: 30, October
©2024 Paikaray, Acharya,
Vidani: This is an open-
access article distributed
under the terms of the
Creative Commons Atribusi
4.0 Internasional.
This research analysis takes into consideration
perceptions of investments in mutual funds and
hedge funds by Generation Z within
Ahmedabad, factoring the influence of age on
awareness, preferences, and concerns over those
investment vehicles. A chi-square analysis
suggests that there are significant relationships
between age and a number of dimensions of
investment understanding. For instance, the
older members of Generation Z show a better
understanding of hedge funds, whereas
perceptions of mutual funds as risk-free
investments are stronger among younger
individuals. The study finds a gap in knowledge
regarding differences between mutual fund and
hedge fund investments and various other
factors impacting the investment decisions that
include professional management and risk
perception. Thus, findings show that
personalized financial education schemes
through training programmes help remove
misconceptions and build improved financial
literacy among young investors. In this regard,
stakeholders can help this demographic develop
an informed investment practice by tapping onto
digital platforms and connecting with them via
interactive programs. Thus, the value of this
study lies in the understanding of Generation Z's
unique financial perspectives in the promotion of
responsible investing practice and long-term
financial outcomes.