A STUDY ON THE IMPORTANCE OF HEALTH INSURANCE PROTECTION: THE LEVEL OF AWARENESS AMONG UiTM STAFF INSTITUTE OF RESEARCH, DEVELOPMENT AND COMMERCIALISATION (IRDC) MARA UNIVERSITY OF TECHNOLOGY 40450 SHAH ALAM SELANGOR BY NOORHAYATIYUSOF ALI ROSEZIAHAZNI ABD GHANI FADHILAH MUSTAFA FAIZAH MOHAMAD DECEMBER 2007 COPYRIGHT @ UiTM