MOBILE PAYMENT ADOPTION IN THE US: A CROSS-INDUSTRY CROSS-PLATFORM SOLUTION Sunil G. Dewan First Data Corporation and Lei-da Chen, Ph.D. (Contact Author) Associate Professor of Information Systems & Technology College of Business Administration Creighton University Omaha, NE 68178 (402) 280-2614 (voice) (402) 280-5565 (fax) lchen@creighton.edu