VOLUME NO. 1 (2011), ISSUE NO. 4 (JUNE) ISSN 2231-1009 I I N N T T E E R R N N A A T T I I O O N N A A L L J J O O U U R R N N A A L L O O F F R R E E S S E E A A R R C C H H I I N N C C O O M M P P U U T T E E R R A A P P P P L L I I C C A A T T I I O O N N A A N N D D M M A A N N A A G G E E M M E E N N T T A Monthly Double-Blind Peer Reviewed Refereed Open Access International e-Journal - Included in the International Serial Directories Listed at: Ulrich's Periodicals Directory ©, ProQuest, U.S.A. as well as in Cabell’s Directories of Publishing Opportunities, U.S.A. Circulated all over the world & Google has verified that scholars of more than sixty-six countries/territories are visiting our journal on regular basis. Ground Floor, Building No. 1041-C-1, Devi Bhawan Bazar, JAGADHRI – 135 003, Yamunanagar, Haryana, INDIA www.ijrcm.org.in CONTENTS ONTENTS ONTENTS ONTENTS Sr. No. TITLE & NAME OF THE AUTHOR (S) Page No. 1. CORPORATE GOVERNANCE IN INDIA: TOWARDS INTROSPECTION AND SOLUTIONS ANJANEY PANDEY, MAHESWAR SATPATHY & GOVIND SINGH 1 2. QUALITY FUNCTION DEPLOYMENT FOR SERVICE DEVELOPMENT OF SELECTED PRIVATE COLLEGES/UNIVERSITIES MA. TEODORA E. GUTIERREZ 4 3. CULTURAL APTITUDE & ADJUSTMENT - THE IMPACT OF THE EXPECTED TENURE OF A CROSS CULTURAL PROJECT SHAHZAD GHAFOOR & UZAIR FAROOQ KHAN 9 4. REPORTING ENVIRONMENTAL ISSUES AND INFORMATION DISCLOSURES IN FINANCIAL STATEMENTS DR. TAIWO ASAOLU & DR. JOHN A. ENAHORO 15 5. ISLAMIC MICRO-FINANCE AND POVERTY ALLEVIATION: A CASE OF PAKISTAN DR. WAHEED AKHTER, DR. NADEEM AKHTAR & KHURAM ALI JAFRI 24 6. AN OBJECTIVE ASSESSMENT OF CONTEMPORARY OPTION PRICING MODELS DIPTI RANJAN MOHANTY & DR. SUSANTA KUMAR MISHRA 28 7. E-LEARNING: THE DIGITIZATION STRATEGY RAFI AHMED KHAN & DR. ISHTIAQ HUSSAIN QURESHI 31 8. FINANCIAL PERFORMANCE OF MILK UNIONS A STUDY AT KARNATAKA MILK FEDERATION DR. M. JEYARATHNAM & GEETHA. M. RAJARAM 35 9. INVESTORS PERCEPTION TOWARDS INVESTMENT IN MUTUAL FUNDS DR. R. NANDAGOPAL, M. SATHISH, K. J. NAVEEN & V. JEEVANANTHAM 40 10. BUSINESS IN GEMSTONE POLISHING: AN EMERGING INDUSTRIAL TRAINING & ENTREPRENEURSHIP OPTION FOR INCLUSIVE GROWTH IN EASTERN INDIA DR. S. P. RATH, PROF. BISWAJIT DAS, DR. SHIVSHANKAR K. MISHRA & PROF. SATISH JAYARAM 45 11. A COMPARITIVE STUDY BETWEEN HOTEL GOLD & NIRULA’S PANIPAT CITY DR. PUJA WALIA MANN & MANISH JHA 49 12. IMPROVEMENT OF WORKPLACE CHARACTERISTICS THROUGH SPIRITUAL INCLINATION DR. R. KRISHNAVENI & G. NATARAJAN 54 13. MEASURING THE SERVICE QUALITY OF SERVICE SECTOR - A CASE OF COMMERCIAL BANK OF ETHIOPIA R. RENJITH KUMAR 59 14. SUPPLY CHAIN MANAGEMENT IN AN AUTOMOBILE COMPANY: A CASE STUDY ARVIND JAYANT & V. PATEL 62 15. INFORMATION CONTENT OF DIVIDENDS: EMPIRICAL STUDY OF BSE LISTED COMPANIES DR. KARAMJEET KAUR 69 16. NEED FOR CONVERGING TO IFRS: THE NEW GLOBAL REPORTING LANGUAGE DR. AMARJEET KAUR MALHOTRA 77 17. ALLEVIATION OF POVERTY THROUGH RURAL DEVELOPMENT- AN ANALYSIS DR. PAWAN KUMAR DHIMAN 81 18. FORECASTING MONTHLY FOREIGN INSTITUTIONAL INVESTMENTS IN BSE AND NSE EQUITY MARKET USING ARIMA MODEL DR. S. SUDALAIMUTHU & DR. M. ANBUKARASI 86 19. A STEP FORWARD: FROM FUZZY TO NEURO-FUZZY APOORVI SOOD & SWATI AGGARWAL 92 20. USAGE OF E-RESOURCES BY ACADEMICS A STUDY (WITH REFERENCE TO AFFILIATED BHARATHIAR UNIVERISTY COLLEGES, COIMBATORE CITY) DR. M. MEENAKSHI SARATHA & DR. D. MAHESH 96 21. A STUDY ON IMPACT OF JOB SATISFACTION ON QUALITY OF WORK LIFE AMONG EMPLOYEES IN HOTEL INDUSTRY (WITH REFERENCE TO CATEGORIZED HOTELS IN FARIDABAD REGION) VIJIT CHATURVEDI & DR. D. S. YADAV 101 22. RURAL ENTREPRENEURSHIP: EXPLORING THE OPPORTUNITIES FROM WASTE PRODUCTS OF BANANAS PLANT IN KARNATAKA RASHMI S. B. & V. JYOTHSNA 105 23. HUMAN RESOURCE ACCOUNTING (HRA) - A CONCEPTUAL FRAMEWORK AND INTERNATIONAL DEVELOPMENTS DR. AJAZ AKBAR MIR & MANMEET SINGH 108 24. MICROFINANCE USING INFORMATION & COMMUNICATION TECHNOLOGIES S. KUMAR CHANDAR 115 25. FUNDAMENTAL & TECHNICAL ANALYSIS OF REAL ESTATE SECTOR: AN INDIAN PERSPECTIVE PUNEET KUMAR 119 REQUEST FOR FEEDBACK 130