© 2012 Dadson Awunyo-Vitor & , Jamil Badu This is a research/review paper, distributed under the terms of the Creative
Commons Attribution-Noncommercial 3.0 Unported License http://creativecommons.org/licenses/by-nc/3.0/), permitting all non-
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Global Journal of HUMAN SOCIAL SCIENCE
Type: Double Blind Peer Reviewed International Research Journal
Publisher: Global Journals Inc. (USA)
Online ISSN: 2249-460x & Print ISSN: 0975-587X
Capital Structure and Performance of Listed Banks in Ghana
By Dadson Awunyo-Vitor & , Jamil Badu
Agribusiness and Extension Kwame Nkrumah University of Science and Technology
Kumasi,Ghana
Abstract - In this paper, we empirically investigate the relationship between capital structure or
leverage and performance of listed bank in Ghana from 2000 to 2010. Data was collected from
Ghana stock exchange and annual report of the listed banks. Panel regression methodology was
used to analyse the data.
The result revealed that the banks listed on the Ghana Stock Exchange are highly geared
and this is negatively related to the banks performance. The study shows that there is high level
gearing among listed banks. This can be attributed to their over dependency on short term debt
as a result relatively high Bank of Ghana Lending rate and low level of bond market activities.The
regression result also revealed that capital Structure is inversely related to performance of the
listed bank in terms of return on Equity and Tobin’s q.
GJHSS-Classification :
CapitalStructureandPerformanceofListedBanksinGhana
Strictly as per the compliance and regulations of:
Keywords : Capital structure, listed banks, panel regression, Tobin’s q, Ghana Stock Exchange
JEL classification: G3; G32.
Volume 12 Issue 5 Version 1.0 March 2012
JEL Code: G3; G32