RESTRUCTURING CHINA’S BANKING SECTOR: EMBRACING THE CHALLENGES OF AN OPEN FINANCIAL MARKET Submitted by: LAURENT-GEORGES MAKINO Supervisor: DR. CHEN KANG DISSERTATION BY NANYANG FELLOWS Submitted in partially fulfilment of the requirements for the degree of Master of Business Administration (Nanyang Fellows) in the Nanyang Business School Nanyang Technological University 2001/2002