International Journal of Advanced Research in Management and Social Sciences ISSN: 2278-6236 Vol. 2 | No. 11 | November 2013 www.garph.co.uk IJARMSS | 1 EMPLOYEE BEHAVIOUR - AN ANALYSIS USING FACTOR ANALYSIS Dr. S. Valli Devasena* Abstract: The customer choice and awareness have been increasing tremendously during this decade due to more open economy, the advent of information technology and media revolution, besides hectic competition for resources by banks. As markets have become increasingly competitive, customers can now immediately go elsewhere if they do not get what they want. Continuous improvement, gaining the competitive edge, increased market share, higher profits - none of these things is possible unless businesses can find new ways of maintaining the loyalty of existing customers. It takes only a few incidents and direct experiences for the knowledgeable customers to form an opinion about the quality of the services and the quality of the product offered. Hence, “customer service is not being viewed as just a business strategy but should become a corporate mission.” *Assistant Professor, Department of Commerce, Mother Teresa Women’s University, Kodaikanal, Dindigul District, Tamil Nadu, India