Notes on Methods Used in a Survey of Rural Clients of Financiera Calpiá in El Salvador Mark Schreiner, Claudio Gonzalez-Vega, Margarita Beneke de Sanfeliu, and Mauricio A. Shi August 1998 Microfinance Risk Management 6070 Chippewa St. #1W, St. Louis, MO 63109-3060, U.S.A. Telephone: (314) 481-9788, http://www.microfinance.com and Center for Social Development Washington University in St. Louis Campus Box 1196, One Brookings Drive, St. Louis, MO 63130-4899, U.S.A. Mark Schreiner is a Consultant with Microfinance Risk Managements and a Senior Scholar in the Center for Social Development, George Warren Brown School of Social Work, Washington University in St. Louis. Claudio Gonzalez-Vega is the Director of the Rural Finance Program, Department of Agricultural, Environmental, and Development Economics at The Ohio State University. Margarita Beneke de Sanfeliu and Mauricio A. Shi are in the Department of Economic and Social Studies at FUSADES. This paper was written while Schreiner was at The Ohio State University. The survey described here would not have been possible without the collaboration of Financiera Calpiá, especially of Aristóteles Esperanza, Silke Müffelmann, Enriqueta de Rodríguez, and Miguel Rodríguez. The authors thank Anabella de Palomo of FUSADES and Rafael Pleitez of the Universidad Centroamericana for their partici- pation in this research. The survey is a component of the research agenda of the BASIS CRSP in Central America and it was sponsored by USAID and the Central Bank of El Salvador. The authors thank Mary Ott and Gino Bettaglio for their support. The survey enumerators were David Augusto Cañas Vides, Roberto Balmore Castro Tobar, Sofía Cuéllar Guzmán, Nelson Adalberto Escolán Jovel, Julia del Carmen García Morán, Ricardo Ernesto Guirola, Edgar Alirio Hernández Delgado, Julio Ernesto López, Moisés de Jesús López Gómez, Silvia Carolina Oliva Campos, Yesenia Marisol Pérez, Douglas Napoleón Romero Melgar, Carlos Enrique Sierra Esquivel, Ernesto Antonio Valle Campos, and Erick Moisés Zaldaña. The enumerators were supervised by Rudy Paniagua, Mauricio Pinto, Mauricio Salazar, and Mauricio Shi. The deepest thanks go to the unnamed rural borrowers of Calpiá who gave their time to answer the questions in the survey.