©JBSQ 2013 83
Journal of Business Studies Quarterly
2013, Volume 4, Number 4 ISSN 2152-1034
The Most Effective Strategy to Improve Customer Satisfaction in
Iranian Banks: A Fuzzy AHP Analysis
Mojtaba Alidadi, University of Tehran, Iran
Mohsen Nazari, University of Tehran, Iran
Abstract
With the intense competition in banking systems, customer satisfaction has become more
important issue in customer marketing. In existing studies, customer satisfaction has examined
based on customers’ viewpoint. This study investigates customer satisfaction based on viewpoint
of bank managers who understand their customers’ needs. This study aims to examine
importance of various strategies that improve customer satisfaction and also determines their
priorities. The results indicate that improving services and facilities is the most effective strategy
to improve customer satisfaction in Iranian banks. In this strategy, interest rate and fair facilities
are most important factors.
Keywords: Customer satisfaction, Banks, Bank managers, Fuzzy AHP, Iran.
Introduction
With increasing growth of banking systems, people have fewer limitations to choose their
favorite banks. Because of this, one of the most challenging issues for bank managers is to
maintain customers and enhance their loyalty. In recent decades, banking system has grown
dramatically in Iran. For many years, there were only a few state-owned banks. Today, with
entry of private sector to banking market, this unipolar system is fading and the number of banks
has increased. With the growth of this market and availability of more banks for people or in
other words, due to increasing of choice power, competition have increased among different
types of banks and thus, customer marketing is more important than ever. With such competitive
conditions, customers play a key role in banking systems (Bee Wah et al., 2012). When banks
are exposed to pressure of intense competition, they focus on retaining loyal customers (Terrence
and Gordon, 1996). According to direct relationship between loyalty and customer satisfaction
(Amin et al., 2010; Lenka et al., 2009b; Mohsan et al., 2011; Ziaul Hoq and Amin, 2010), the
most effective way to pass this important challenge is understanding people’s expectations and
then identifying possible and appropriate strategies and finally selecting the best strategy to
provide more satisfaction for customers. Customer satisfaction is an important factor in business
and its outcomes is a critical matter in banking system (Ahmad and Kamal, 2002).