ANALISIS KOPERASI SIMPAN PINJAM KOPERASI KARYAWAN KRAKATAU TIRTA INDUSTRI “KOPKARTI” KOTA CILEGON Muhamad Firmansyah, Shifana Mardhatillah, Ermala Ratna Dianti, Rini Herliani, Fitri Yani, Novi Nurlaila Jurusan Manajemen Fakultas Ekonomi Universitas Sultan Ageng Tirtayasa Jl.Raya Jakarta Km.4 Pakupatan Serang-Banten. ABSTRACT Cooperative is a business organization owned and operated by the individual for the sake of bersama.Koperasi bases activities based on the principle of people's economic movement based on the principle kekeluargaan.koperasi is a system of abstract ideas that are clues to build effective cooperative and durable. This study aims to analyze more in savings and loans cooperatives krakatau Tirta industry employees "KOPKARTI" Cilegon city. Using the research method used is descriptive. With the data collection techniques used are surveying techniques. Source of data used secondary data and primary data. Primary data were obtained and collected from the field through indepth interviews with speakers at Krakatau Tirta Industry Employees Cooperative (KOPKARTI). In addition, primary data obtained from through direct observation of the existing condition in the field. KOPKARTI engaged in lending and borrowing, General Trading, Waserda, Trade in Goods and Services (mechanical & electrical), the distribution of labor (labor supply), ground transportation services, construction services, draenase services, catering services, landscaping, piping and installation of water . KOPKARTI activities within the PT. Krakatau Tirta industry itself that the procurement of goods Stationery Office (ATK) and regular goods, car rental services and managing services 32 (thirty-two) the labor supply, and maintenance of cleanliness of the building with the 12 (twelve) cleaning service. Keywords: Cooperatives, Credit Unions, KOPKARTI. PENDAHULUAN Dalam upaya meningkatkan kesempatan dalam memberdayakan dirinya dan dengan berpijak pada kerangka hukum nasional yang berlandaskan Pancasila dan Undang- undang Dasar 1945 demi terwujudnya demokrasi ekonomi yang berdasar pada asas kekeluargaan. Maka dengan itulah terbentuknya koperasi dengan harapan dapat memberikan kesejahteraan pada masyarakat Indonesia. koperasi bermula pada abad ke- 20 yang pada umumnya merupakan hasil dari usaha yang tidak spontan dan tidak