Risk governance & control: financial markets & institutions / Volume 5, Issue 4, 2015, Continued - 1 111 RISK GOVERNANCE & CONTROL: FINANCIAL MARKETS & INSTITUTIONS Postal Address: Postal Box 136 Sumy 40000 Ukraine Tel: +380-542-610360 e-mail: info@virtusinterpress.org www.virtusinterpress.org Journal Risk governance & control: financial markets & institutions is published four times a year, in September-November, December- February, March-May and June-August, by Publishing House “Virtus Interpress”, Kirova Str. 146/1, office 20, Sumy, 40021, Ukraine. Information for subscribers: New orders requests should be addressed to the Editor by e- mail. See the section "Subscription details". Back issues: Single issues are available from the Editor. Details, including prices, are available upon request. Advertising: For details, please, contact the Editor of the journal. Copyright: All rights reserved. No part of this publication may be reproduced, stored or transmitted in any form or by any means without the prior permission in writing of the Publisher. Risk governance & control: financial markets & institutions ISSN 2077-429X (printed version) 2077-4303 (online version) Virtus Interpress. All rights reserved.