Federal Reserve Bank of Dallas presents RESEARCH PAPER No. 9312 Borrowing Constraints. Household Debt. and Racial Discrimination in Loan Markets by John V. Duca. Research Department Federal Reserve Bank of Dallas and Stuart S. Rosenthal Faculty of Commerce and Business Administration University of British Columbia April 1993 This publication was digitized and made available by the Federal Reserve Bank of Dallas' Historical Library (FedHistory@dal.frb.org)