ȿȼɈɅɘЦɂə ɇȺ ȻȺɇɄɈȼɂə ɇȺȾɁɈР ȼ ȻЪɅȽȺРɂə ȾɈЦ. Ⱦ-Р ȻɈɀɂȾȺР ȻɈɀɂɇɈȼ EVOLUTION OF BANK SUPERVISION IN BULGARIA ASSOC. PROF. BOJIDAR BOJINOV Ɋɟɡɸɦɟ Ⱦɨɤɥɚɞɚ ɩɪɨɫɥɟɞɹɜɚ ɜɴɡɧɢɤɜɚɧɟɬɨ ɢ ɪɚɡɜɢɬɢɟɬɨ ɧɚ ɛɚɧɤɨɜɢ ɧɚɞɡɨɪ ɭ ɧɚɫ. Ɉɫɨɛɟɧ ɚɤɰɟɧɬ ɟ ɩɨɫɬɚɜɟɧ ɜɴɪɯɭ ɩɴɪɜɢɬɟ ɝɨɞɢɧɢ ɧɚ Ȼɴɥɝɚɪɫɤɚ ɧɚɪɨɞɧɚ ɛɚɧɤɚ ɢ ɧɟɣɧɚɬɚ ɪɨɥɹ ɡɚ ɢɧɫɬɢɬɭɰɨɧɚɥɢɡɚɰɢɹɬɚ ɧɚ ɛɚɧɤɨɜɢɹ ɧɚɞɡɨɪ. ɉɪɨɫɥɟɞɟɧɢ ɫɚ ɤɚɬɚɤɥɢɡɦɢɬɟ ɜ ɛɚɧɤɨɜɚɬ ɫɢɫɬɟɦɚ ɩɨ ɜɪɟɦɟɬɨ ɧɚ ɫɨɰɢɚɥɢɡɦɚ. Ɋɚɡɝɥɟɠɞɚ ɫɟ ɢ ɜɴɡɫɬɚɧɨɜɹɜɚɧɟɬɨ ɧɚ ɟɮɟɤɬɢɜɧɢɹ ɛɚɧɤɨɜ ɧɚɞɡɨɪ ɜ ɝɨɞɢɧɢɬɟ ɧɚ ɩɪɟɯɨɞɚ. Ʉɥɸɱɨɜɢ ɞɭɦɢ: ɛɚɧɤɢ, ɛɚɧɤɨɜ ɧɚɞɡɨɪ, ɰɟɧɬɪɚɥɧɚ ɛɚɧɤɚ, ȻɇȻ JEL code: G21 Summary: The paper traces the emergence and development of banking supervision in Bulgaria. Particular emphasis is placed on the early years of the Bulgarian National Bank and its role in banking supervision institutionalization. Are followed upheavals in bank system under socialism. Also the restoration of effective banking supervision in the transition years considered. Key words: banks, bank supervision, central bank, Bulgarian National bank JEL code: G21 Ʉɨɧɰɟɩɰɢɹɬɚ ɡɚ ɨɫɴɳɟɫɬɜɹɜɚɧɟ ɧɚ ɛɚɧɤɨɜ ɧɚɞɡɨɪ ɬɪɚɞɢɰɢɨɧɧɨ ɫɟ ɫɜɴɪɡɜɚ ɫ ɤɨɧ- ɬɪɨɥɚ ɜɴɪɯɭ ɞɟɣɧɨɫɬɬɚ ɧɚ ɬɴɪɝɨɜɫɤɢɬɟ ɛɚɧɤɢ ɢ ɧɟɣɧɨɬɨ ɫɴɨɬɜɟɬɫɬɜɢɟ ɫ ɞɟɣɫɬɜɚɳɢɬɟ ɜ ɫɬɪɚɧɚɬɚ ɪɟɝɭɥɚɬɢɜɧɢ ɞɨɤɭɦɟɧɬɢ ɢ ɢɡɢɫɤɜɚɧɢɹ. ȼ ɫɜɟɬɨɜɧɚɬɚ ɩɪɚɤɬɢɤɚ, ɫ ɨɬɝɨɜɨɪɧɨɫɬɢɬɟ ɡɚ ɩɪɢɥɚɝɚɧɟɬɨ ɧɚ ɟɮɟɤɬɢɜɟɧ ɛɚɧɤɨɜ ɤɨɧɬɪɨɥ ɢ ɧɚɞɡɨɪ ɨɛɢɤɧɨɜɟɧɨ ɟ ɧɚɬɨɜɚɪɟɧɚ ɧɚɰɢɨ - ɧɚɥɧɚɬɚ ɰɟɧɬɪɚɥɧɚ ɛɚɧɤɚ ɢɥɢ ɫɩɟɰɢɚɥɧɨ ɫɴɡɞɚɞɟɧ ɡɚ ɰɟɥɬɚ ɨɪɝɚɧ. Ɂɚɤɨɧɨɞɚɬɟɥɧɨ ɪɟɝɥɚɦɟɧɬɢɪɚɧɟ ɧɚ ɛɚɧɤɨɜɢɹ ɧɚɞɡɨɪ ɭ ɧɚɫ ɟ ɩɪɹɤɨ ɫɜɴɪɡɚɧɨ ɫɴɫ ɫɴɡɞɚɜɚɧɟɬɨ ɧɚ Ȼɴɥɝɚɪɫɤɚɬɚ ɧɚɪɨɞɧɚ ɛɚɧɤɚ. Ɂɚ ɩɴɪɜɢ ɩɴɬ ɬɨɡɢ ɜɴɩɪɨɫ ɫɟ ɡɚɫɹɝɚ ɜ ɝɥɚɜɚ БVII (ɪɟɝɥɚɦɟɧɬɢɪɚɳɚ ɪɨɥɹɬɚ ɧɚ ɉɪɚɜɢɬɟɥɫɬɜɟɧɢɹ ɤɨɦɢɫɚɪ ɩɪɢ ɨɫɴɳɟɫɬɜɹɜɚɧɟ ɤɨɧɬɪɨ-