© Pendo, Muturi, Mogwambo ISSN 2412-0294 241
http://www.ijssit.com Vol 2 Issue 3, May 2016
ISSN 2412-0294
INFLUENCE OF FINANCIAL RISK MANAGEMENT PRACTICES ON THE
PERFORMANCE OF COMMERCIAL BANKS OPERATING IN MIGORI COUNTY,
KENYA
1
Beryl Pendo Mauko
Msc Finance, Jomo Kenyatta University of Agriculture and Technology
pendoberyl@yahoo.com
2
Dr. Willy Muturi
Chair of Department, Department of Economics Accounting and Finance
Jomo Kenyatta University of Agriculture and Technology
mmuturi2001@yahoo.com
3
Dr. Vitalis Mogwambo (Ph. D)
Lecturer, Jomo Kenyatta University of Agriculture and Technology
mogwambov@yahoo.com
Abstract
This study aimed at establishing the influence of the financial risk management practices on
performance of commercial banks, the study sought to establish the effect of interest rate risk
management, credit risk management, foreign exchange risk management and liquidity risk
management on the financial performance of the commercial banks. The study established that
financial risk management practices influenced the financial performance of commercial banks
in Kenya. From the findings, the researcher recommends that all the banks should embrace the
concept of credit risk management practices. This will help these banks to be able to lower the
risks associated with credit in the banks. The study also recommends that for efficient and
effective credit risk management systems credit policy in the banks should be reviewed regularly
for example quarterly.
Keywords: Commercial Banks, Financial Risk, Management Practices