316 Int. J. Monetary Economics and Finance, Vol.
Copyright © 2010 Inderscience Enterprises Ltd.
Bank supervision and bank profitability:
the case of MENA countries
Faouzi Abdennour
Faculty of Economic Science and Management of Nabeul,
Department of Economics,
Campus Elmerezga 8000, Nabeul, Tunisia
Fax: 216 72232318
E-mail: abdennour.faouzi@gmail.com
Karim Ben Khediri*
CEROS,
University Paris Ouest Nanterre La Défense, France
and
Faculty of Economic Science and Management of Nabeul,
Department of Finance,
Campus Elmerezga 8000, Nabeul, Tunisia
Fax: 216 72232318
E-mail: benkhedirikarim@yahoo.com
*Corresponding author
Abstract: Using a panel of Middle East and North Africa (MENA) banks, we
examine the effect of bank supervision on bank profitability in the 1999–2006
period. We find that supervision differences matter. Bank profitability tends to
be higher in countries in which supervisors can take legal action against
external auditors for negligence, in which the central bank is responsive for
supervision. On the contrary, bank profitability is negatively related to the
unification of financial supervision and the existence of Deposit Insurance (DI).
Also, several bank characteristics and macroeconomic factors are significantly
related to bank profitability.
Keywords: bank; MENA; profitability; regulation; scope; structure of
supervision; independence of supervision.
Reference to this paper should be made as follows: Abdennour, F. and
Ben Khediri, K. (2010) ‘Bank supervision and bank profitability: the case of
MENA countries’, Int. J. Monetary Economics and Finance, Vol.
Biographical notes: Faouzi Abdennour is an Assistant Professor of Economics
at the Faculty of Economic Science and Management of Nabeul. He received
his PhD in Economics from the Faculty of Economic Science and Management
of Tunis. His main interests include financial and monetary economics,
bank regulation and supervision.