Alireza Rostami et al./ Elixir Fin. Mgmt. 48 (2012) 9164-9170 9164
Introduction
Economic development is subject to availability of the
physical and human capital. Financial resources are needed to
ascertain the availability of these capitals. In fact, an economic
system equipped with an effective and efficient financial system
can mold this investment function in an optimal manner. For
example, financial system can contribute towards this end by
encouraging the public to save and reallocate their savings to
productive investment projects, while competently addressing
the issues of risk and return. Hence, financial system
development is the process involving actions such as founding
and expounding functions of financial institutions, developing
new (innovative) financial products and developing markets for
these products. However, the recent financial crisis in the
developed economies is an example of the downside of the
financial development and is an indication of the complexities
involved in relationship between economic and financial
development.
Moreover, despite the fact that the two are related, the
direction of causality in this relationship is yet another
undecided phenomenon.
Economists and states have long been interested in the
relationship between .financial development and economic
growth, and promoting .financial development has been an
integral part of many countries.growth strategies. A body of
literature since the work of King and Levine (1993) and Rajan
and Zingales (1998) has found a positive link between .Financial
development and growth, yet Levine (2004), reviewing the
empirical literature, cautions that available evidence suers from
.serious short comings, .and that .we are far from de.nitive
answers to the questions: Does finance cause growth, and if so,
how?.A critical impediment to a better understanding of this
relationship is the lack of exogenous variation in variables of
interest: the literature has relied primarily on evidence from
cross-country comparisons.
Economists disagree sharply about the role of the financial
sector in economic growth.
Finance is not even discussed in a collection of essays by
the “pioneers of development economics” (Meier and Seers,
1984), including three Nobel Prize winners, and Nobel Laureate
Robert Lucas (1988, p.6) dismisses finance as an “over-stressed”
determinant of economic growth. Joan Robinson (1952, p. 86)
famously argued that "where enterprise leads finance follows."
From this perspective, finance does not cause growth; finance
responds to changing demands from the “real sector.” At the
other extreme, Nobel Laureate Merton Miller (1988, p.14)
argues that, “[the idea] that financial markets contribute to
economic growth is a proposition too obvious for serious
discussion.” Drawing a more restrained conclusion, Bagehot
(1873), Schumpeter (1912), Gurley and Shaw (1955), Goldsmith
(1969), and McKinnon (1973) reject the idea that the finance-
growth nexus can be safely ignored without substantially
limiting our understanding of economic growth.
Research that clarifies our understanding of the role of
finance in economic growth will have policy implications and
shape future policy-oriented research. Information about the
impact of finance on economic growth will influence the priority
that policy makers and advisors attach to reforming financial
sector policies. Furthermore, convincing evidence that the
financial system influences long-run economic growth will
advertise the urgent need for research on the political, legal,
regulatory, and policy determinants of financial development. In
contrast, if a sufficiently abundant quantity of research indicates
that the operation of the financial sector merely responds to
economic development, then this will almost certainly mitigate
the intensity of research on the determinants and evolution of
financial systems.
Tele:
E-mail addresses: mostafa.emami@modares.ac.ir
© 2012 Elixir All rights reserved
The investigation of the relation between financial development and economic
development: reviews, appraises, and critiques theoretical and empirical
research
Alireza Rostami
1
, Kamran Nazari
1
and Mostafa Emami
2
1
Department of Business Management, Payam Noor University, Kermanshah, Iran.
2
Assistant Professor, Faculty of Economic and Managements Tarbiat Modares University, Tehran, Iran
ABSTRACT
This paper reviews, appraises, and critiques theoretical and empirical research on the
connections between the operation of the financial system and economic growth. It describes
the role of financial system development in economic growth at the macro level, both
theoretically and empirically. It also describes briefly the relationship of corporate finance
and firm performance. It finally concludes the review and presents some policy implications
in view of the reviewed literature. Furthermore, theory and evidence imply that better
developed financial systems ease external financing constraints facing firms, which
illuminates one mechanism through which financial development influences economic
growth. The paper highlights many areas needing additional research.
© 2012 Elixir All rights reserved.
ARTICLE INFO
Article history:
Received: 1 May 2012;
Received in revised form:
15 June 2012;
Accepted: 28 June 2012;
Keywords
Economic Development,
Financial development,
Technological Change.
Elixir Fin. Mgmt. 48 (2012) 9164-9170
Finance Management
Available online at www.elixirpublishers.com (Elixir International Journal)