Empir Econ (2011) 41:199–226
DOI 10.1007/s00181-011-0465-0
Cost economies, efficiency and productivity growth
in the Chinese banking industry: evidence
from a quarterly panel dataset
Jun Du · Sourafel Girma
Received: 31 May 2009 / Accepted: 21 February 2011 / Published online: 3 April 2011
© Springer-Verlag 2011
Abstract This article examines cost economies, productivity growth and cost effi-
ciency of the Chinese banks using a unique panel dataset that identifies banks’ four
outputs and four input prices over the period of 1995–2001. By assessing the appro-
priateness of model specification, and making use of alternative methodologies in
evaluating the performance of banks, we find that the joint-stock commercial banks
outperform state-owned commercial banks in productivity growth and cost efficiency.
Under the variable cost assumption, Chinese banks display economies of scale, with
state-owned commercial banks enjoying cost advantages over the joint-stock commer-
cial banks. Consequently, our results highlight the ownership advantage of these two
types of banks and generally support the ongoing banking reform and transformation
that is currently taking place in China.
Keywords China · Banking performance · Efficiency · Productivity ·
State ownership
JEL Classification G21 · D21 · G23 · G28
J. Du (B )
Economics and Strategy Group, Aston Business School, Aston University, Birmingham, B4 7ET, UK
e-mail: j.du@aston.ac.uk
S. Girma
Nottingham University Business School, Jubilee Campus, Nottingham, NG8 1BB, UK
e-mail: Sourafel.Girma@nottingham.ac.uk
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