Hindawi Publishing Corporation
Advances in Decision Sciences
Volume 2013, Article ID 459751, 14 pages
http://dx.doi.org/10.1155/2013/459751
Research Article
Entropy for Business Failure Prediction: An Improved
Prediction Model for the Construction Industry
Jay Bal,
1
Yen Cheung,
2
and Hsu-Che Wu
3
1
International Digital Laboratory, University of Warwick, Coventry CV4 7AL, UK
2
Clayton School of IT, Monash University, Melbourne, Vic 3800, Australia
3
Department of Accounting and Information Technology, National Chung Cheng University, 168 University Road,
Min-Hsiung, Chia-Yi County 621, Taiwan
Correspondence should be addressed to Jay Bal; jay.bal@warwick.ac.uk
Received 9 April 2013; Accepted 31 October 2013
Academic Editor: David Bulger
Copyright © 2013 Jay Bal et al. his is an open access article distributed under the Creative Commons Attribution License, which
permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
his paper examines empirically the efectiveness of entropy measures derived from information theory combined with
discriminant analysis in the prediction of construction business failure. Such failure in modern complex supply chains is an
extremely disruptive force, and its likelihood is a key factor in the prequaliication appraisal of contractors. he work described,
using inancial data from the Taiwanese construction industry, extends the classical methods by applying Shannon’s information
theory to improve their prediction ability and provides an alternative to newer artiicial-intelligence-based approaches.
1. Introduction
Over the last 35 years, business failure prediction has become
a major research domain especially with increased global
business competition [1]. Business failure is an extremely
disruptive force in the construction industry [2]. Kangari et
al. [3] indicated that the construction industry in the USA has
several unique characteristics that sharply distinguish it from
other sectors of the economy. he bankruptcy rate within
the American construction industry has been increasing in
recent years and the USA has the highest percentage of
construction company failures each year [4, 5]. he construc-
tion industry is also a major industry in the UK and has
the highest percentage of company failures each year [6, 7].
Similarly, in Asian countries like Taiwan where there has been
phenomenal growth in the last few decades, the construction
sector also plays a major economic role.
Beaver [8] was one of the irst researchers to study
business failure prediction. He analysed inancial ratios one
by one to evaluate their predictive ability. He then developed
their predictive abilities using cutof scores to classify each
company as either failed or nonfailed company. However, this
classiication technique uses one ratio at a time and conlicts
arise when one ratio classiies the company as healthy whilst
another detects distress. His work was followed by Altman’s
[9] model based on discriminant analysis and Ohlson’s work
[10] based on the use of logistic regression.
Like many other problems in science and engineering,
popular machine learning techniques from the 1990s such
as neural networks and genetic algorithms have also been
applied to business problems such as bankruptcy or busi-
ness distress detection [11, 12] with some successes. When
qualitative data and uncertainties abound, these techniques
are very useful indeed. However, techniques such as arti-
icial neural networks require large datasets for training
purposes and large models are oten less easy to interpret
[13]. Recent research trends in this area have also employed
hybrid methodologies combining both machine learning
techniques with the traditional statistical approach with
some successes [13]. In this paper, the research methodology
employs quantitative inancial data as applied in previous
research, but augmented using Shannon’s information theory
to better predict business distress. As shown in previous
works, particularly in the construction industry (i.e., the
sector addressed in this paper), the inancial ratios are
very important characteristics when modelling and detecting