IJSRSET1844509 | Received : 01 May 2018 | Accepted : 08 May 2018 | May-June-2018 [(4) 8 : 49-53]
© 2018 IJSRSET | Volume 4 | Issue 8 | Print ISSN: 2395-1990 | Online ISSN : 2394-4099
Themed Section : Engineering and Technology
49
Analysis of The Profitability of Islamic Banking Using Arimax
Model and Regression with Arima Errors Model
Sri Aryani*
1
, Muhammad Nur Aidi
2
, Utami Dyah Syafitri
3
*
1
Currently Pursuing Master Degree at Department of Statistics, Bogor Agricultural University, Bogor, West
Java, Indonesia
2
Lecturer at Department of Statistics, Bogor Agricultural University, Bogor, West Java, Indonesia
3
Lecturer at Department of Statistics, Bogor Agricultural University, Bogor, West Java, Indonesia
ABSTRACT
Profitability of Islamic banking is a benchmark for the performance of Islamic bank. Indicators for measuring
the profitability of Islamic banking is ROA. There are several predictor variables involved that affect the
profitability of Islamic banking, namely interest rates, exchange rates and inflation. This research was aimed to
predict the effect of predictor variables on Islamic bank profitability using two approaches namely ARIMAX
and ARIMA errors. Both model approaches are conceptually the combination between the regression model
and ARIMA model. The best model of the two approaches will be compared by considering the MAPE value.
The best model is reflected by the smallest SBC value, significant parameter estimator, and the smallest MAPE
value. As a result, the approach model of ARIMA (1, 1, 1) error with variable of exchange rate was found to be
the best model with MAPE value of 32.013%, while the model of ARIMAX (0, 1, 2) with exchange rate variable
obtained MAPE value of 375.78%. Thus, the best model to predict the effect of predictor factor on Islamic
banking profitability was ARIMAX model (0,1,2) with exchange rate variable.
Keywords : ARIMAX, ARIMA errors, Predictor, Profitability, ROA
I. INTRODUCTION
Building a model to predict the effect of correlation
between independent variables and dependent
variable can be done using time series model
approach. Time series is a series of variables
influenced by the time and at the same interval[1].
Time series can also be defined as the collection of
data from an event in sequence based on the timeline
of occurrences[2].
Banking profitability is one of studies conducted in
the field of socio-economics that mainly applies the
approach of linear regression method. This regression
method approach is aimed to correlate the effect of
dependent variable (Z) and independent variable (X),
namely the effect of independent variable on
profitability variable. Some previous researches that
applied regression method approach include the study
conducted by Abduh and Idress [3] which showed
that inflation was found to have positive and
significant impact on the profitability of Islamic
Banks in Malaysia. Research of Swadayani and
Kusumaningtias [4] showed that the variables of
inflation, interest rates, exchange rates and money
supply together resulted in a significant effect on the
ROA of Islamic banking in Indonesia. A recent study
conducted by Hidayati [5] indicated that inflation and
exchange rates significantly affected the profitability
of Islamic banks in Indonesia.