International Journal of Academic Research in Business and Social Sciences Vol. 8 , No. 12, Dec, 2018, E-ISSN: 22 2 2 -6990 © 2018 HRMARS 1013 Full Terms & Conditions of access and use can be found at http://hrmars.com/index.php/pages/detail/publication-ethics Non-Ethical Elements in Tawarruq Munazzam Product for Islamic Housing Financing In Malaysia Fathullah Asni & Jasni Sulong To Link this Article: http://dx.doi.org/10.6007/IJARBSS/v8-i12/5149 DOI: 10.6007/IJARBSS/v8-i12/5149 Received: 28 Nov 2018, Revised: 19 Dec 2018, Accepted: 22 Dec 2018 Published Online: 30 Dec 2018 In-Text Citation: (Asni & Sulong, 2018) To Cite this Article: Asni, F., & Sulong, J. (2018). Non-Ethical Elements in Tawarruq Munazzam Product for Islamic Housing Financing In Malaysia. International Journal of Academic Research in Business and Social Sciences, 8(12), 1013–1019. Copyright: © 2018 The Author(s) Published by Human Resource Management Academic Research Society (www.hrmars.com) This article is published under the Creative Commons Attribution (CC BY 4.0) license. Anyone may reproduce, distribute, translate and create derivative works of this article (for both commercial and non-commercial purposes), subject to full attribution to the original publication and authors. The full terms of this license may be seen at: http://creativecommons.org/licences/by/4.0/legalcode Vol. 8, No. 12, 2018, Pg. 1013 - 1019 http://hrmars.com/index.php/pages/detail/IJARBSS JOURNAL HOMEPAGE