FACULTY OF FINANCE AND BANKING (FABBV) Bucharest University of Economic Studies SIF BANAT-CRIŞANA ASOCIAŢIA ROMÂNĂ DE FINANŢE-BĂNCI – RoFIBA (Romanian Association of Finance and Banking – RoFIBA) CENTRUL DE CERCETĂRI FINANCIAR-MONETARE – CEFIMO (Centre of Financial and Monetary Research – CEFIMO) International Finance and Banking Conference FI BA 2016 (XIV th Edition) March 24-26, 2016 Bucharest, Romania www.fin.ase.ro/FIBA2016 FACULTY OF FINANCE AND BANKING