THE EFFECT OF ABILITY AND WORK ENVIRONMENT TO EMPLOYEE PERFORMANCE THROUGH WORK MOTIVATION IN PT. INSURANCE BRINGIN SEJAHTERA ARTAMAKMUR JAKARTA Suharto 1 Associate Professor at Universitas Krisnadwipayana Jakarta Campus Unkris Po Box 7774 Jat/Cm Jakarta 13077, Indonesia suhartofe.unkris@gmail.com Iwan Kurniawan Subagja 2 Lecturer at Universitas Krisnadwipayana Jakarta Campus Unkris Po Box 7774 Jat/Cm Jakarta 13077, Indonesia iksubagja@gmail.com Wisnu Pranoto 3 Magister of Management at Universitas Krisnadwipayana Jakarta Campus Unkris Po Box 7774 Jat/Cm Jakarta 13077, Indonesia wisnu.tax@gmail.com Abstract-The purpose of this study was to analyze the effect of the ability, work environment and work motivation on employee performance simultaneously or partially on the Bringin Sejahtera Artamakmur Jakarta Insurance. The study uses an explanatory analysis approach with quantitative methods. The sampling method used was simple random sampling. Analysis using path analysis. The results showed that the ability variable affected employee performance. Work environment variables affect employee performance. Work motivation variables affect employee performance. Influence of ability on employee performance through employee work motivation. In this case, the direct effect is greater than the indirect effect so it can be said that the work motivation variable is not intervening. While the influence of the work environment on employee performance through work motivation. In this case, the direct effect is greater than the indirect effect so it can be said that the work motivation variable is not intervening. Variables ability, work environment, and work motivation simultaneously influence employee performance. Keywords: ability, work environment, work motivation, employee performance I. INTRODUCTION Every company is required to optimize human resources and how to manage human resources. Human resources play an important role in achieving the goals of the organization or company. Human resource management is inseparable from the factors of employees who are expected to perform as well as possible to achieve company goals. Human resources play an important role in carrying out activities in a company. To achieve company goals, employees are needed to work efficiently and effectively to provide good work. Employees are the main assets of the company and have a strategic role in the company, namely as thinkers, planners, and controllers of company activities. For the achievement of company goals, employees need the motivation to work more diligently. In addition to motivation, another thing that can affect performance is an ability, by having the appropriate ability, an employee can work better. The ability to work an employee is owned by the employee so that the activities or jobs that are their responsibility can be completed properly following the established conditions. The ability of employees to work is determined from the ability of knowledge, ability skills and attitude abilities. The ability possessed by an employee is very important for every employee to be able to adjust and adapt to the environment in his company. The ability to work of employees is considered important because the leader needs to understand the nature of the employee, through this effort it can create a more appropriate work atmosphere for efforts to improve employee performance. For the achievement of organizational goals, employees need motivation and workability to work more optimally. Seeing the importance of employees in the organization, then employees need more serious attention to the work done so that organizational goals are achieved. In addition to work motivation and workability factors, the PAIDEUMA JOURNAL Vol XIII Issue III 2020 Issn No : 0090-5674 http://www.paideumajournal.com 114