National Poverty Center Working Paper Series #13-01 January 2013 Pensions for Singles and Couples Bruce Bradbury, University of New South Wales This paper is available online at the National Poverty Center Working Paper Series index at: http://www.npc.umich.edu/publications/working_papers/ Any opinions, findings, conclusions, or recommendations expressed in this material are those of the author(s) and do not necessarily reflect the view of the National Poverty Center or any sponsoring agency.