Advances and Applications in Statistics
© 2021 Pushpa Publishing House, Prayagraj, India
http://www.pphmj.com
http://dx.doi.org/10.17654/AS067010047
Volume 67, Number 1, 2021, Pages 47-64 ISSN: 0972-3617
Received: December 2, 2020; Accepted: January 4, 2021
2020 Mathematics Subject Classification: 62P05.
Keywords and phrases: pension, annuity payment, household expenditure, inflation,
sustainability.
*
Corresponding author
A QUANTITATIVE MODEL FOR A SUSTAINABLE
PENSION PLAN IN A DEVELOPING ECONOMY
Felix Okoe Mettle
1
, Enoch NiiBoi Quaye
2
, Dennis Arku
1,*
and
Emmanuel Kojo Aidoo
1
1
Department of Statistics and Actuarial Science
College of Basic and Applied Sciences
University of Ghana
Legon, Ghana
e-mail: darku@ug.edu.gh
denarku.gh@gmail.com
2
University of Kent
Kent Business School
United Kingdom
Abstract
In this paper, we propose a model for a realistic pension plan for
workers in a developing economy. In the process, five investment
models are proposed. The models rely on inflation adjusted future
values based on average expenditures of non-poor households from
the Ghana Living Standard Survey Round 7 (GLSS 7). Unlike other
pension plans, the proposed models which are the first of their kind,
provide specific amounts to be invested annually to attain sustainable
pensions. By implementing the models on hypothetical situations, two