Journal of Sustainable Development; Vol. 9, No. 5; 2016 ISSN 1913-9063 E-ISSN 1913-9071 Published by Canadian Center of Science and Education 187 The Role of Socio-economical Factors of Micro-credit Funds in Improving Rural Women Entrepreneurship Development Mohammad Sadegh Sabouri 1 , Mahnaz Saberiyan 2 & Mohammad Bagher Arayesh 3 1 Department of Agriculture, Garmsar Branch, Islamic Azad University, Garmsar, Iran 2 Department of Agriculture, Agricultural Extension and Education, Garmsar Branch, Islamic Azad University, Garmsar, Iran 3 Department of Agriculture, Ilam Branch, Islamic Azad University, Ilam, Iran Correspondence: Mohammad Sadegh Sabouri, Department of agriculture, Garmsar Branch, Islamic Azad University, Garmsar, Iran. E-mail: Sabouri5413@yahoo.com Received: July 19, 2016 Accepted: July 29, 2016 Online Published: September 27, 2016 doi:10.5539/jsd.v9n5p187 URL: http://dx.doi.org/10.5539/jsd.v9n5p187 Abstract This study tries to identify the individual, social and economical role of rural women’s micro-credit funds of Semnan city, in developing the entrepreneurship of women. To achieve this goal, 170 women of four funds of Semnan villages were selected. Independent variable factors including economical, social and cultural factors via funds in to dependent variable that is women’s entrepreneurship developing and itself classifies to and entrepreneurs characteristics (risk, internal, control focus, opportunism, ambiguity tolerance, innovation) were studied. The study uses the correlation methodology and the type of selection is sampling (N=170). The questionnaire was used as a tool of gathering information. For a descriptive evaluation, the questionnaire has been answered by supervisors, experts and consultants in agricultural extension and education field who are responsible for Semnan credit funds. For the reliability of the results, 300 questionnaires were filled out by 30 female members of the funds other than Semnan town funds. (Om abeha) rural women funds of Darjazin. Filled out questionnaires were calculated by SPSS software and kronbakh alpha coefficient. krnbakh alpha of 88.5% show the extend of which different parts of the question are reliable and validity. The results of multi – regression show that (satisfaction of presented activities and self confidence) that are cultural- social factors of fund, and (scale of income from plan and theory than marketing and market survey and sale) that are economical factors of fund, have important and basic role in women entrepreneurship developing. Keywords: rural women, micro credit fund, entrepreneurship, entrepreneurship development, characteristics of women entrepreneurs 1. Introduction Human resources will change to human richness when the society has provided the way to learn different skills and instructions. On the other hand, providing the facilities to achieve different expertise and skills is a way to attract human force in different economical and industrial activities. In addition, unemployment is the source of obliquity and disappointment of young people and social and political crisis in the society. Considering unemployment issue and more important than it, entrepreneurship issue as well as the factors which can make motivation in entrepreneurs improvement in entrepreneur, requires a basic revolution and paying more attention to unemployment than other economical components (Mahdavi Adeli,2001). Noticing women role and talent is essential in countries development. In economical crisis, many governments have overcome their society crisis by using policies and women labor force. Social theories express that workplace, family and social life structures are effective in women accessibility to the job opportunities and their performances. (Golred, 2008) Somir (2007) believes that women entrepreneur success in societies not only makes economical benefits but also makes social and cultural benefits. Making optimal use of women capabilities and achieving economical development, researchers are looking for models to enhance women entrepreneur role in multi-dimensional development especially in economical development. By receiving women entrepreneur role in economical development, developed industrial countries