Volume 1, Number 2, July, 2013 ISSN 2321-1423 International Journal of Management and Development Studies (A Double-blind Peer Reviewed Quarterly Journal) Satvinder Kaur Trends in Production and Productivity of Pulses in Punjab N. Savitha A. Sangamithra Enrolment of Health Insurance Schemes for Industrial Workers in Coimbatore – An Awareness Profile S. Amutha Awareness of Medicinal Plants in Tamil Nadu Among the Post Graduate Teachers of Biology in Tiruchirappalli District M.V.K. Srinivasa Rao B. Omnamasivayya The Key Success Factors and Profitability: A Case Study on Micro Small and Medium Enterprises V. Darling Selvi Environmental Concern of Indian Paper Industry Srinivasulu Bayineni S. Mahaboobu Basha Development of Micro, Small and Medium Enterprises (MSMEs): The Engine of Economic Growth K. Rajaselvi P. Chellasamy The Level of Satisfaction of the Policyholders on the Service Offered By Public and Private Life Insurers in Nilgiris District Mushtaq Ahmad Bhat Aaijaz Ahmad Bhat Relationship Marketing in Indian Banks: An Empirical Assessment Tadele Mamo Tewodros Tefera Factors Affecting Milk Market Outlet Choices of Urban and Peri- urban Dairy Producers in Welmera Woreda, West Shewa zone of Oromia Regional State, Ethiopia S. Ramanathan M. Jaya Perception analysis on Job Satisfaction and Motivation of Employees in Indian I.T. Industry R.Nirmala Devi D.Vijayalakshmi The Determinants of Corporate Leverage A Study on Indian Chemical Sector H.S.Praveen kumar G.Ravi Finances and Fund Flow in Chitradurga Zilla Panchayat in Karnataka state Sanchit Kishan Sri Sathyanarayanan G Anand Narayanamoorthy Badri Toppur Business Process Optimization in Fuel Stations