1
© 2018 AESS Publications. All Rights Reserved.
PRODUCTIVITY AND TECHNICAL EFFICIENCY IN ISLAMIC BANKS:
CROSS - COUNTRY ANALYSIS
Mohamed
Romdhane
1
Saif Sallam
Alhakimi
2+
1
Bisha University, College of Business, KSA
2
Bisha University, College of Business, KSA, Hodeidah Uniersity, College of
Commerce, Yemen
(+ Corresponding author)
ABSTRACT
Article History
Received: 3 October 2017
Revised: 31 October 2017
Accepted: 22 November 2017
Published: 4 December 2017
Keywords
Islamic banking
Malmquist index
Productivity
Technical Efficiency.
Scale Efficiency
MENA countries
JEL Classification
D24, G21.
In this paper, we use the decomposed Malmquist index to analyze in depth the
productivity of 36 Islamic banks in 15 countries before and after the international
financial crisis, during the 2003-2011 periods. This analysis shows that productivity
fluctuated over time for the same bank, and it varied from one region to another. Banks
in the Gulf countries are the most efficient. In all Islamic banks, technical efficiency was
the main cause of improving productivity and had helped to increase the volume of
intermediation.
Contribution/ Originality: This study contributes in the existing literature by comparing the Islamic banks’
technical and pure technical efficiency before and after the international crises (2008). It highlights that the Islamic
banks’ productivity variability was not always the same in all regions.
1. INTRODUCTION
As all commercial banks over the world, the Islamic banks in many countries invested heavily in technology to
develop their service quality and their networks. They also extended their activities in their own countries and in
many other countries. The rapid technological change and the increase of the bank size may affect their
performance and their productivity.
The measurement of the bank productivity by Malmquist index (MPI) has not been empirically deeply
analyzed in Islamic countries. The MPI allows us to distinguish between three different types of efficiency
measures: technical, pure technical, and scale.
Islamic banks invest essentially through equity participation in private firms and in partnership with other
investors.
Asian Journal of Economic Modelling
ISSN(e): 2312-3656
ISSN(p): 2313-2884
DOI: 10.18488/journal.8.2018.61.1.8
Vol. 6, No. 1, 1-7
© 2018 AESS Publications. All Rights Reserved.
URL: www.aessweb.com