41 JURNAL AKSI (Akuntansi dan Sistem Informasi). 2020. 5 (1): 41-44 p-ISSN: 2528-6145, e-ISSN: 2541-3198 Accredited Fifth Grade by Ministry of Research, Technology and Higher Education of The Republic of Indonesia, Decree No: 30/E/KPT/2018 Cite this as: Yosi Afandi, Endang Siti Astuti, Andriani Kusumawati and Yusri Abdillah. (2020). Analysis of the Effect of Perceived Risk, Perceived Usefulness and Attitude on Usage Intention with TAM (Case Study: Go-Jek Application). JURNAL AKSI (Akuntansi dan Sistem Informasi), 5 (1), 41-44. http://doi.org/10.32486/aksi.v5i1.476 JURNAL AKSI Akuntansi dan Sistem Informasi http://aksi.pnm.ac.id Analysis of the Effect of Perceived Risk, Perceived Usefulness and Attitude on Usage Intention with TAM (Case Study: Go-Jek Application) Yosi Afandi 1) , Endang Siti Astuti 2) , Andriani Kusumawati 3) and Yusri Abdillah 4) 1,2,3,4) Universitas Brawijaya Malang ARTICLE INFO ABSTRACT The purpose of this research is to determine what variables affect usage intention. This research uses the object of research is the Go-Jek application. The Go-Jek application is one of the online transactions used by the community because the Go-Jek application provides various service features that are needed by the public such as Go-Ride, Go-Car, Go-Food, Go- Send and many more service features. With more and more users it is necessary to do research on Go-Jek applications. The method used in this research is TAM. The results of the test indicate that usage intention is influenced by variables of trust, perceived risk, perceived usefulness and attitude. Keywords: perceived risk, perceived usefulness, usage intention, TAM, go-jek. Article History: Received: 31/03/2020 Accepted: 25/04/2020 Corresponding author: Yosi Afandi E-mail: yosi.afandi@polinema.ac.id INTRODUCTION Online transactions is a facility or transaction service using communication tools that almost everyone currently has, such as mobile phones, by providing facilities to transact online through applications provided on mobile phones. With the mobile phone and online transaction services, online transactions are usually carried out conventionally, meaning that activities that were previously carried out by consumers to meet directly, can now be done online, only by using a mobile phone consumer can save time and costs. Online transaction services make it easy for consumers to make transactions such as motorcycle taxi messages, food orders, between goods and others. Online transactions are one example of technological developments that are currently also utilized by the transportation sector. Consumers can conduct transactions and other transportation services, whenever and wherever they are. At present many vendors have provided mobile access to transportation services. This condition is one of the improvements in services to consumers, which so far have been dealing with the way people have to meet in person. This will tend to have a detrimental impact on consumers because their time and business opportunities are taken up due to face-to-face transactions. With online transactions answering all the needs of the community and even agencies to meet the needs of the transaction. With the technology applied to online transactions, the study of information technology acceptance is always carried out by researchers. This research is needed by the company to find out and analyze someone's acceptance behavior related to the technology products they produce. The importance of understanding one's behavior in technology adoption has prompted many experts to conduct deeper and broader studies. One approach used to see the ease of a technology is the Technology Acceptance Model (TAM). The TAM model that adapts the TRA