license (http://creativecommons.org/licenses/by/4.0/ )
Original Research Article
Perisai, Vol 5 (1), April 2021, 95-109
ISSN 2503-3077 (Online)
Journal Homepage: https://journal.umsida.ac.id/index.php/perisai
DOI Link: http://doi.org/ 10.21070/perisai.v5i1.1317
Article DOI: 10.21070/perisai.v5i1.1317
The Role of Sharia Banks as Nazhir Partners in the Management of CWLS Retail
SWR001 Investment Products in the Perspective of the Principal Principles of Waqf
Peran Bank Syariah Sebagai Mitra Nazhir dalam Pengelolaan Produk Investasi CWLS
Ritel SWR001 dalam Perspektif Prinsip-prinsip Pokok Wakaf
Dian Lailatullailia
1
, Arin Setiyowati
2
, Abdul Wahab
3
Universitas Muhammadiyah Surabaya
1,2,3
Article history: Recieved February 2021; Accepted March 2021; Published 30 April 2021
HOW TO CITE: Lailatullailia. Dian, Setyowati. Arin, Wahab. Abdul, (2021). Peran Bank Syariah Sebagai Mitra
Nazhir dalam Pengelolaan Produk Investasi CWLS Ritel SWR001 dalam Perspektif Prinsip-prinsip Pokok Wakaf
(The Role of Sharia Banks as Nazhir Partners in the Management of CWLS Retail SWR001 Investment Products
in the Perspective of the Principal Principles of Waqf), Vol 5 (1), April 2021, 95-109. DOI Link:
http://doi.org/10.21070/perisai.v5i1.1317
ABSTRACT
Islamic social finance, one of which waqf should have a position and role that can synergize to
contribute economically, considering Indonesia has the largest Muslim population in the world.
The issue that the potential waqf assets of 2000 trillion with about 51,155.57 ha of waqf land
that exists today has not been a productive asset that serves as a source of income in developing
the people's economy. While the potential of cash waqf that reaches Rp 180 trillion (BWI) but
collected around 391 billion. Therefore, needs the innovation of social finance-based investment
scheme with the support of professionalization in its management (in this case nadzir board),
one of which is LKS-PWU, especially Sharia Banking. Through State Sukuk instruments in the
form of CWLS retail SWR001 products, the government and BWI involve Sharia Banking as
Nazhir partners and distribution partners. This study aims to explain the role of sharia banking
as nazhir partners in the management of Cash Waqf Linked Sukuk (CWLS) retail SWR001
investment products in the perspective of the basic principles of waqf. This research was
conducted by qualitative research method, Library Research approach. Validity of data with
source triangulation. The data analysis technique in this study is to use discourse analysis. The
results showed that Policy, management and technical processes conducted by Sharia Banking
in the management of CWLS Retail SWR001 both in terms of nazhir criteria, the process of
collecting and distributing waqf funds is compatibility with the provisions of the Basic Principles
of Waqf (PPW) at points 13, 15 and 17 in order to realize good governance for nazhir (Good
Nazhir Governance).
Keywords: Islamic Bank, Cash Waqf, CWLS Retail SWR001, Waqf Core Priciples (WCP),
Good Nazhir Governance
*Corespondent e-mail address dianlailatullailia16@gmail.com
Peer reviewed under reponsibility of Universitas Muhammadiyah Sidoarjo.
© 2021 Universitas Muhammadiyah Sidoarjo, All right reserved, This is an open access article under the CC BY