51 _______________________________________________________ DOI : https://doi.org/10.33258/birci.v2i1.149 Trust Giving Transactions on Mu'amalah Al-Wadi'ah (Study of Thematic Interpretation Approaches to the Word Al-Wadiah in the Qur'an) Saiful Bahri, Syarkawi, Mursal, Fizazuawi1, Maimun State Islamic Institute (IAI) of Al-Aziziyah Samalanga, Indonesia tgkdrsaiful@gmail.com Abstract : The practice of mu'amalah al-Wadi'ah in Indonesian is often termed by liter literary savings, which is currently underway among the people through Bakn Syari'ah institution. Definition of wadi'ah, even though there is a diversity of editors in the formulation of the meaning, but substantially does not show fundamental differences, it's just that there are editorial differences between including and representing. So it can be understood that wadi'ah is giving power to someone who is trusted to maintain certain assets in a certain way. The legal basis for Wadiah is found in Qur'an, Surat al-Nisa verse: 58, and Surat al- Baqarah, verse: 283. Besides that, there is also a legal basis in the hadith, a History of the abi of David, and the ijmak of the scholars. Keywords : Al Quran; muamalah; Islamic economy law I. Introduction In the view of Islam, the creation of humans as inhabitants of this world aims to carry out duties or the obligation of worship is one very essential thing. In the explanation can be detailed (devotion to God which is termed ibadah mahdhah worship, and related to the rights and obligations of fellow human beings termed ibadah ghayru mahdhah worship). In the present context, your relationship with the community with Islamic banks, for example, is in carrying out its operations with the Islamic legal system (sharia), accepting deposits, lending money and other financial services. Islamic banks use Islamic principles in their operations, namely by using the principle of al Ta'awun which implements a system of mutual assistance and cooperation between community members in goodness (QS. Al Maidah: 2) and the principle of avoiding Al Ikthina such as leaving money idle and not spinning in transactions that benefit the general public. In the practice of everything in the form of al-Wadi'ah or other Islam explicitly still forbids the existence of gharar (the element of uncertainty or trickery in transactions), maysir (the existence of gambling elements whose transactions are speculative which can cause losses to one party and profits for others), Riba (forms of transactions that use the interest system) 1 .. On the human side, as social beings, they cannot live independently without assistance or in contact with other individual, this is clearly due to a person's limitations in fulfilling their daily needs. So in that case Islam has provided guidance and rules for humans in living life in this world. As for one of the ease of Islamic teachings is the existence of one form of mu'amalah from the activities of relations between humans known as al-Wadiah. Al- Wadi'ah is a form of reciprocal relations in order to provide assistance between human beings by way of giving the mandate of an item from one party to another so that the mandate is maintained in accordance with the guidelines set in Islam. The practice of mu'amalah al-Wadi'ah in Indonesian is often termed by liter literary savings, which is currently underway among the people through Bakn Syari'ah institution. In the historical literature the establishment of Shari'ah banking as an institution that promotes 1 Muhammad Syafi’I Antonio, Bank Syari’ah, dari teori ke Praktek, Jakarta, Gema Insani Press, 2001, p. 146.