Achieving Horizontal Equity:
Must We Have a Single-Payer
Health System?
Michael K. Gusmano
State University of New York, Downstate Medical Center
Daniel Weisz
International Longevity Center – USA
Victor G. Rodwin
New York University
Abstract The question posed in this article is whether single-payer health care
systems are more likely to provide equal treatment for equal need (horizontal equity)
than are multipayer systems. To address this question, we compare access to primary
and specialty health care services across selected neighborhoods, grouped by aver-
age household income, in a single-payer system (the English NHS), a multiple-payer
system with universal coverage (French National Health Insurance), and the U.S.
multiple-payer system characterized by large gaps in health insurance coverage. We
find that Paris residents, including those with low incomes, have better access to
health care than their counterparts in Inner London and Manhattan. This finding casts
doubt on the notion that the number of payers influences the capacity of a health care
system to provide equitable access to its residents. The lesson is to worry less about
the number of payers and more about the system’s ability to assure access to primary
and specialty care services.
Equity in Three Contrasting Health Systems
The U.S. health care system presents a stark contrast to France and
England, both of which provide universal health care coverage, albeit in
different ways. France is an example of statutory national health insurance
(NHI) systems that rely on significant mandatory payroll taxation, much
like Social Security in the United States. It has multiple health insurance
funds, but unlike the multipayer system in the United States, French health
insurance funds all operate within a common framework in which no
one is permitted to opt out of the system, health insurance funds are not
Journal of Health Politics, Policy and Law, Vol. 34, No. 4, August 2009
DOI 10.1215/03616878-2009-018 © 2009 by Duke University Press