Anti Fraud Culture and Care in Indonesian Banking Ida Nurhayati 1 , Abdillah 2 , Titik Purwinarti 3 {ida.nurhayati@akuntansi.pnj.ac.id 1 , abdillahpnj@gmail.com 2 , titikpurwinarti@yahoo.com 3 } Politeknik Negeri Jakarta, Indonesia 1,2,3 Abstract. This research is the first part to know the culture and concern of the bankers towards anti fraud. It was intended to precauation and prevention. In conducting this research using qualitative methods with normative sociological, cultural and juridical approaches, through primary and secondary data. From these data verification was also carried out through Focus Group Discussion (FGD) with experts, practitioners, and academics in the banking sector. The result, that anti-fraud has been regulated in the Bank Indonesia Regulation and socialized through regulations in each bank. In general, it is carried out legally by prioritizing legal aspects as guidelines. Concern for anti fraud is based more on the existence of legal rules that are formally legal. The existence of regulations related to anti- fraud is felt to be sufficient to prevent and prevent fraud in banks. Keywords: anti fraud banking prevention countermeasures. 1. Introduction Banking, as one part of the financial business, which relies on people's trust in their work, with their expertise in managing the financial community (customers). This trust is often a misused moment by all those involved in bank operations to reduce the community (customers) with various modus operandi that can harm the community/its customers. Fraud in the banking system if it is in acondition of low integrity, weak control, low accountability, and high pressure, the chances of someone being dishonest will be even greater. Based on the fraud triangle theory, pressure, opportunity, and rationalization that come together will increase the chances of fraud. Fraud generally occurs because of three main things, namely: the existence of pressure to commit fraud, the opportunity that can be exploited and the justification for the action. In principle Fraud has three elements, namely: the existence of illegal acts; carried out by people from within and / or from outside the organization and carried out to obtain personal and / or group benefits while on the other hand harming other parties both directly and indirectly. The Financial Services Authority (OJK) recorded a total of 108 banking criminal cases for almost two years (2014-2016). Most types of fraud cases in banking are credit cases, including credit card data, theft of credit card data, incorrect recording, and others. Members of the OJK Board of Commissioners or as Chief Executive of Banking Superintendents, Nelson Tampubolon ICTES 2018, November 21-22, Bali, Indonesia Copyright © 2019 EAI DOI 10.4108/eai.21-11-2018.2282282