BOHR International Journal of Finance and Market Research
2021, Vol. 1, No. 1, pp. 21–23
Copyright © 2021 BOHR Publishers
https://doi.org/10.54646/bijfmr.004
www.bohrpub.com
Bank Services Analysis
Nikhil Sharma, Himanshi, Manish Singh and Manjula Shanbhog
College – IILM College of Engineering and Technology, Greater Noida University – AKTU, Lucknow,
Uttar Pradesh, India
Abstract. Banking system occupies an important place in Indian economy.
It provides various services to its customer. The nature of its services has evolved as the advancement of technol-
ogy. It has become most challengeable to understand the customer satisfaction with quality of services. The present
investigation was planned with the objective to analyse the customer choice towards the services provided by the
bank. The research data was collected by the various bank customers for analysing the service quality from the rat-
ings provided by the customer. In this regard, this research paper focuses with a purpose to report the findings of
selected banking services which are used by the customers in India.
Keywords:
Introduction
Banks are the oldest, biggest and fastest growing finan-
cial industry in India. The dynamics of service quality to
confirm the issues and trends of these factors which reg-
ulate service quality. Now-a-days all public, private and
foreign banks play a vital role in core banking services to
all their rural and urban customers to maintain customer
retention and providing customer satisfaction. As we all
know that after rising of technology the working of banks
prospective towards customers is totally changed, they are
getting evolve day by day but the effectiveness occurs in
only from few banks. This research throws light on cus-
tomer behaviour towards the bank service and its quality.
In this regard, this research paper focuses on the findings
of the selected banking services which are liked by the cus-
tomers in India.
Literature Review
The study was conducted to know the services that are pro-
vided by the bank, and to check the customers satisfaction
and also the adoptability by the customer for the involve-
ment of IT Infrastructure services. To retain the customers
the bank enhanced the transaction security and provided
vast IT services Dhandabani (2010).
‘Age’ is one of the important factor that effect the selec-
tion of services Thakur (2011), and also the customers
geographical location effects services choice. Banks now
are updating and modifying their services and working
towards providing customers relevant service at various
level of the trends by changing their infra-work according
to the customers satisfactions, by delivering the different
services and value-added services to managing the rela-
tionship of satisfaction. From information system quality,
customer service quality, and banking service quality have
impact on banking service quality kheng et al. (2010).
Objective
The Objective is to identify the services which are provided
by bank to the customers are most used and the services
liked most. To identify the services which is less utilized
by customer so that bank can improve the quality of the
service and can impact on customers.
Methodology
This study is based in India. The data consisted of cus-
tomers who have accounts with private as well as public
sector Bank. The data was collected through a convenience
sampling method. The questionnaires were distributed to
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