The Proceedings Book of One Day National Conference on EXPLORING AVENUES IN BANKING, MANAGEMENT, IT, EDUCATION & SOCIAL SCIENCES 04/08/2018 Editors Dr. P.S. Aithal Prof. Amith D. Menezes ISBN No.: 978-93-5321-508-8 PUBLISHERS SRINIVAS INSTITUTE OF MANAGEMENT STUDIES Srinivas Campus, Pandeshwar, Mangaluru– 575 001. Karnataka State, India www.srinivasgroup.com